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Credit ref addresses

Hi All wanting to remove my NOC before my adverse data falls off( 2 months) so when I apply for a mainstream card they dont have to manually check! cannot seem to get the postal addresses on line for equifax/experian and call credit. Can anyone help?
Thanks M

ps how long after the data falls would you recommend b4 I apply
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Comments

  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Do you really need a credit card?
    How long have you managed without?

    Sorry but what is NOC?
  • almost_there
    almost_there Posts: 149 Forumite
    I've got a card from cap1 but want a mainstrean one if possible as I will hopefully have squeaky clean file! A NOC is a notice of correction( a statement that u can put on your file to sorta explain why u got in a mess) Thanks M
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Right - IMO a notice of correction will do more harm than good.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    The addresses of the credit reference agencies are:

    Equifax Plc
    Credit File Advice Centre
    PO Box 1140
    Bradford
    BD1 5US
    www.equifax.co.uk

    Call Credit Plc
    Consumer Services Team
    PO Box 491
    Leeds
    LS3 1WZ
    0870 060 1414
    www.callcredit.co.uk

    Experian Ltd
    Customer Support Centre
    PO Box 8000
    Nottingham
    NG80 7WF
    0844 481 8000
    www.experian.co.uk
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • does anyone know how to get a company to remove your address as a wrongly linked address and is there any compensation claimable for defamation
    peterquiz
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    peterquiz wrote: »
    does anyone know how to get a company to remove your address as a wrongly linked address and is there any compensation claimable for defamation
    peterquiz


    no compensation, Im sure thats all you wanted to know
  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    peterquiz wrote: »
    does anyone know how to get a company to remove your address as a wrongly linked address and is there any compensation claimable for defamation
    peterquiz

    Emotionally damaged by defamation from a post code? Geez, heard it all now.
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    people wonder why banks give not much intrest and card companys charge so high
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    I am not convince that you can actually remove a NOC once it has been done
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    stephane wrote: »
    I am not convince that you can actually remove a NOC once it has been done

    Of course you can :cool:

    You write in and tell them, note the word tell was used and not ask! If they do not remove it they are in breach of clear ICO guidelines and also face punishment as it would also risk being a severe breach of DPA.
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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