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oi what you doing here

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  • taxi73
    taxi73 Posts: 20,815 Forumite
    That sounds so complicated but I'm sure that you'll work out a way that you are comfortable with.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done for coming back with money El! Great budgeting!

    Hope that college turns out well and hope that all the "family emergencies" calm down again soon
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    as im totally spaced at the min.....ditto the last post:o

    told you ,,,was not expensive:j:j,,,just have to use sheepy nose to sniff's out bargains:rolleyes::cool:
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    is it the new tablets shaun? hope you feel back on earth soon ...and yes you were right as always...sheepy noses sniff out bargains...:j

    went to college today this is going to be interesting to put it mildly...:rolleyes:

    just got a letter in from cap one offering free interest on balance transfers so i thought i would try it out ..so we can save money...only thing is we cut up mr el's card and we need the card to do the transfer:rolleyes:...not a very sensible thing to do
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Can you ask them to send a new card?...I always keep the cards until I actually close the accounts down.
    The comment about college sounds interesting!!!...can't wait to hear what they get up to.Is it the same one as last year?
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    no last year was the uni course (which i start back in september ...be prepared for loads of fun fun fun stories with that one) this one is a part time holistic therapy course for my business ...indian head massage reflexology aromatherapy etc ...i enjoy these courses ...but this college was one i attended a few years ago for my h.n.c ....the one i went for the interview at in May...i didnt hold out much hope for it then and today it looked like it is just as predicted...no parking spaces at all (there never has been) the classes arnt all on the main campus we have to do one class there then in less than 30 mins travel to a seperate place which would take that long by car but much longer by bus (for those without cars) and that isnt to mention those with childcare issues ...the class itself though was ok ..the time table great for the course ...monday swedish massage tuesday aromatherapy massage just exactly what i want to do ....but i cant do the full course as i am at uni ...so i asked if i could do the twighlight classes when i went for my interview ...i was told yes ...today i went to find out when these classes are (they hadnt been able to tell me till this week ) and the swedish is a wednesday and aromatherapy is a tuesday ...but you are not allowed to do aromatherapy until you have your swedish ...i pointed out to the women but what is the difference between the day class and the night class ...none came the response ...so i asked why then could the day class do both at the same time but the night cant ...i was told that's cause they are holistic ...i replied erm yes that is what i want to do ...she just looked at me ...so i reiterated ...why cant the pupils on the twighlight do the two together when the pupils during the day can ... and so it continued ...i dont think they are used to someone like me asking these questions ....

    came in tonight and son hadnt tided up at all ...when they first moved in understandably the place was a mess but i left it for a few days then told them to tidy it up ...i have moaned at them ...tonight i came in and the place was still the same so i texted my son and said ...son i aint picking you up tonight ...if you cant be arsed to tidy up down stairs i cant be arsed to come and pick you up ...20 mins later ....i got a phone call from an apologetic son....he will get the bus home tonight and will tidy up when he gets in ...

    children dontcha just love em
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    i dont know if i can get a new card taxi ...i only have till the 14th to do the transfer anyway ...but i think i will need to take up your idea of not cutting up the card till i have closed the account
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Yes,the college course def sounds interesting.
    Well done for putting your foot down with your son.That is the only way they will learn.The trick is not to give in to him though as if you do he'll think he can carry on..lol
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    no worries there taxi ...he knows when i say something i mean it ...the stories i could tell you about that lol ...his dad is a different kettle of fish however ...he explodes then feels guilty and gives in ...

    the college i think will be interesting ...we'll see how it goes eh:rolleyes:;)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    My DH is like that with our lot...lol
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