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Reclaim cheque cashing charge?

Hi
Does anyone know if I can reclaim charges for putting an american dollar cheque into my account?
Natwest has a standing (rip-off) charge of £10.50, others have £10 I believe, even if the cheque is relatively low value.
If not has anyone any idea how to go about cashing similar cheques for the least rip off factor in future.
For example is it possible to open an American bank account!
Thanks for any help.
Jack

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