Help, £12 credit card charge reclaim

gargrave50

Sorry, I have many questions and it would seems I am carp at searching the threads as it brings up totally unrelated threads

I appreciate your patience. My situation is the following:

We reclaimed the charges on our credit cards around 2 years ago and were awarded "good will" gestures which equated to the difference between £30/35 and £12. After reading some of the success stories it would appear that people have been able to claim the £12 charges back also.

My questions are:

Can I claim them for the £12 charges after making an initial claim for charges at a higher amount?

If so, is there a good template letter?

Thanks so much. I'm exhausting all avenues and thought you experts could shed a little light on the best way forward!:A

gargrave50

Any help appreciated

runner20k

Initial gut instinct would say no as you accepted an amount of money in settlement of your claim but i could be wrong

dmg24

gargrave50 wrote: »

Any help appreciated

Pay your bills on time?

gargrave50

dmg24 wrote: »

Pay your bills on time?

Thanks for your helpful post. These are OLD charges. In the last year I have not incurred any charges as I am in the process of repaying my credit card debts and having them closed. Any actual help would be very much appreciated. If you can't help, sarcasm is no substitute. Sincerest thanks:rolleyes:

natweststaffmember

dmg24 wrote: »

Pay your bills on time?

That wasn't the question the OP asked. Read the first post. The answer was already given. NO is the answer.
The charges had he not claimed and settled at the £12 mark could have been challenged in court.

gargrave50

natweststaffmember wrote: »

That wasn't the question the OP asked. Read the first post. The answer was already given. NO is the answer.
The charges had he not claimed and settled at the £12 mark could have been challenged in court.

Thanks that answers my question - really appreciate your expert help:beer::beer: