IVA - getting a bank account

fizzfizz75

I have recently separated from my husband. The IVA is in joint names. We have a Easycash Halifax basic account which is in our joint names. I have applied for a separate Easycash account and have been declined 3 times. The Underwriters will not overturn the decision. I have also approached post office (on the advice of Halifax) and they have nothing to offer, neither do Nationwide. They all seem to view IVAs as bankruptcy.

Operating a bank account with my ex is proving to be extremely difficult.

I need an account where I can set up standing orders and direct debits. I don't even care if I do not get a card with the account. Can anyone provide me with any pointers?

Much appreciated.

thanks

Fizz

uphillstruggle_2

You could try Natwest, just tell them you want a basic account and they shouldnt credit check you. You could also try The Co-operative, I have heard that people get a basic account from them without a credit check.

thecableguy12

uphillstruggle wrote: »

You could try Natwest, just tell them you want a basic account and they shouldnt credit check you. You could also try The Co-operative, I have heard that people get a basic account from them without a credit check.

yes apply for a natwest step account solo card or as stated a co op or barclays basic account mke sure the compnay you choose has no links to your creditors included im the iva