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*** 13th July Daily chat - come in for a blether
Comments
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Thanks hun, it's still half what Trainline said
I have given up with trainline too. I like the national rail website and it doesnt charge you. I have never had a problem with them.
Just remember to look 12 weeks before to grab the cheap fares:DBut these things take time, I know that I'm, the most inept that ever stepped.0 -
Not really a small question.
Its all about what u feel is best for you both.
If you have parks near by a garden is not as important.
How about part time wth Nathan & a wee garden?
Doable?
Actually I was just thinking Beanie that a part time position would be a good compromise. We should be able to manage nicely if I get 3 or 4 days a week...26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%SPC 2019 #073
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Not sure what it means in terms of professional fees thoughif I don't pay and undertake learning activity I lose my charter...
Get in touch and ask Luc, there must be lots of folk doing similiar these days.
Kids require less "equipment" as they get older and he'll be walking up the stairs beside you soon enough:D. That said I've never done the SAHM thing longterm myself and felt the need to keep going as I thought I'd get out of touch workwise if I didn't go back, I did intend going PT after I'd finished a big piece of work but then just kept going...:oMortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Hmmm. Food for thought. I also need to sort out WTC - I think we might get something while I'm not working but not sure what effect last year's earnings will have. Do they take into account that you've been made redundant and so the previous year isn't a true reflection of earnings? Do savings have an impact?
Much to ponder and it is past my bedtime!26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%SPC 2019 #073
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Actually I was just thinking Beanie that a part time position would be a good compromise. We should be able to manage nicely if I get 3 or 4 days a week...
PT would be perfect Luc, thats as long as what you would spend on childcare would be less than you earn iyswim. Would you go back to the same sort of work or something different. Maybe you could find somewhere with onsite childcare facillites at a reduced rate I think you have to weigh up the pros and cons and come to a decision but I am sure whatever you decide your OH and we will support. What would you have to earn p/t to cover everything and move? Once the wee one is in school (unless you have more) do you think you may go back f/t?
Good luck with this major decision Luc...0 -
Right. Going to sleep on it:p
Tomorrow is a busy day - PND group, innoculations for Nathan and a chat with employment agent to see if market is picking up at all...26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%SPC 2019 #073
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Good luck with it Luc...its a hard decision to makeI'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
Finally Debt Free...0 -
You might be able to get a job share Luc?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Beanie & Buffy....I've been to the post office today
Official DFW Nerd Club - Member no: 203.0 -
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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