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About to buy a phone

david29dpo
david29dpo Posts: 3,986 Forumite
Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
in Ebay, auctions, car boot sales, post & parcels
I have never bought anything off Ebay of high value before and have never used my paypal account. The seller has 100% feedback. Whats the best way of paying for this item (if i win)? Is it best to topup my account (nothing in it at the moment) or can i pay with a credit card?

Comments

  • soolin
    soolin Posts: 74,954 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If the seller offers direct credit card payment then pay that way. If not add your credit card to your paypal and make sure when you pay that you opt to use funds drawn from your credit card, it will default to bank details first.

    If you have funds in your paypal account already you need to withdraw them.

    Other than that remember the basics:

    Pay via the invoice you get from ebay, do not pay to a different email address or 'off ebay' in any way. Read the auction carefully, are you getting exactly what you want, there isn't any dodgy terms hidden away like ''as new' (when title says new) or anything at all like that. Is the correct postal service used, I don't trust sellers who don't know what they are doing, phones over £39 must be sent special. Check the seller feedback carefully, ignore buying feedback. Do they sell high end goods, has the account been used normally recently, is the auction style for the phone the same as previous auctions.
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • cyberbob
    cyberbob Posts: 9,480 Forumite
    1,000 Posts Combo Breaker
    Pay with paypal as you will have full buyer protection, So either your registered card with them as the funding source. Basically whatever you have as primary funding source in the account. (though credit card is best)

    Make sure you check the seller out fully. Dont just accept the 100% feedback figure. Check them our here. Also read the feedback that has been left for them as a seller. Also read what they have left for others. Also have a look at what they have sold recently.

    A little bit of Paranoia now can save you a lot of hassle in the long run
  • soolin
    soolin Posts: 74,954 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Yep, in this instance paranoia is good.
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • cyberbob
    cyberbob Posts: 9,480 Forumite
    1,000 Posts Combo Breaker
    soolin wrote: »
    Yep, in this instance paranoia is good.

    I may start using that as my motto!
  • david29dpo
    david29dpo Posts: 3,986 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Many thanks.
  • frivolous_fay
    frivolous_fay Posts: 13,302 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Mortgage-free Glee!
    david29dpo wrote: »
    The seller has 100% feedback.

    In the 10s, 100s or the 1000s?
    Do they have a history of selling, or is it all for buying?
    My TV is broken! :cry:
    Edit: refunded £515 for TV 1.5 years out of warranty - thank you Sale of Goods Act! :j
  • Mandy44
    Mandy44 Posts: 288 Forumite
    Can't you just click the paypal link to pay without having to register or login to your existing paypal account. I'm sure I've paid for things before with a credit card without logging into to paypal dont think you actually need an account to pay via paypal
  • david29dpo
    david29dpo Posts: 3,986 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks all. Paid on my credit card via paypay.
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