Credit Card for Student

bel2310

My daughter has never had a CC. Has student bank account with Natwest, most of her loan is in an ISA and she tends to be using her 0% overdraft most of the time. She recently applied for a Santander cc as she was going abroad for a while and it seemed to have best rates for overseas usage, but she has been turned down. She has now gone away, so no urgency but I feel it would be sensible for her to have a cc to improve her credit rating. Is she going to be likely to get one whilst still a student with no income (she is on a very full on course with little time for part time work) or is she better to leave it rather than applying again and being turned down thus making her credit score appear worse. And if its worth another go does anyone recommend a card that might accept her.

seeya23

tell her to try natwest first as it is her bank

Kavanne

most banks that offer a student account will offer a student credit card too. she can look into this when she gets back.

bel2310

Thank you both. Nat west seems to be the way to go then, will tell her on her return.

Geebee

Reported. Please click the spam button below the above post.

zppp

The user has now been PPR'd yay!!! :-)