Experian 'lower my bills' - quite useful?

Ritchie74

bert&ernie wrote: »

We'll I guessed it was some kind of statistical thingamajig, but my knowledge of building scorecards is rudimentary at best. We have a team of people who do this, but the management prefer to lock them away in the basement where they wont scare the rest of the staff.

I work in IT, and most of my colleagues seem well adjusted compared to some of the stats monkeys in our place. No offence Ritchie!

Non taken. At my place Risk/Marketing/Ops and IT are always at loggerheads so I will take that in good humour ;-)

Ritchie74

Besides I never said I agreed with it all. Had to use my degree somewhere and it helps pay the mortgage. There are lies, damned lies and statistics as Twain once said....

Hank_Marvin

Does that Experian lower my bill website connect to the Experian database to give you your results or is it just going on the info entered.

Jemma-T

jonnyb wrote: »

lots of people misunderstand what credit ref agencies do.

They're not 'agencies'. They're private run business that'll prostitute (posh word but the forum censor won't let me use W*hore -which is the correct use) your information around to the highest bidder -or anyone willing to pay 2p. They also like you to think they're somehow needed in your sad life.

It's a scam for the retail consumer. They do provide a service -as I said- for businesses but they've went from a background information provider to acting like Argos with adverts all over the place.

Experian and Equifax are -for the retail consumer- scam merchants. They'd be selling you anti-cancer bananas too if they thought you'd buy them.

sarahs999

Jemma-T wrote: »

They're not 'agencies'. They're private run business that'll prostitute (posh word but the forum censor won't let me use W*hore -which is the correct use) your information around to the highest bidder -or anyone willing to pay 2p. They also like you to think they're somehow needed in your sad life.

It's a scam for the retail consumer. They do provide a service -as I said- for businesses but they've went from a background information provider to acting like Argos with adverts all over the place.

Experian and Equifax are -for the retail consumer- scam merchants. They'd be selling you anti-cancer bananas too if they thought you'd buy them.

Blimey, I go away for a weekend and you lot all kick off.

Jemma you seem very bitter about them. I find them useful. I like to see whats going on in all my credit accounts at the same time and in fact more than once their 'alert' system has alerted me to something dodgy going on in one of my accounts.

Sorry to sound naive but who are they selling me to? I'm not sure i understand your rant.