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hoping for card how long after
almost_there
Posts: 149 Forumite
in Credit cards
Hi all, i'm hoping to apply for a card(mainstream) in roughly October, this is when adverse data falls off of my Credit files, does the info fall off itself? and should i remove the noc before I apply. roughly how long should i wait after the info falling off as got 12months of (0s) with Cap 1 and hoping to apply to Virgin/Tescos( which is the easier to get with the more generous limits. Thanks. M
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In theory, you should be good to go when it drops off, and with regards to the NOC, I would say take it off as all that does is force someone to manually look at your application I think.Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
Another 3% shaved off 10/12/08
ANOTHER 4 % June 09:beer:0
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