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Bank charges

Paul2_2
Paul2_2 Posts: 17 Forumite
in Reclaim bank & credit card charges
Hello

Last year or the year before i asked Halifax for all the bank charges they owed me. To my surprise they sent all my statements. I have noticed quite a few charges, what i would like to know is how far can i go back. I understand everything is on hold till the lawyers battle it out.

Paul

Comments

  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    Paul2 wrote: »
    Hello

    Last year or the year before i asked Halifax for all the bank charges they owed me. To my surprise they sent all my statements. I have noticed quite a few charges, what i would like to know is how far can i go back. I understand everything is on hold till the lawyers battle it out.

    Paul
    July 2001 is how far you can go back to.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • Paul2_2
    Paul2_2 Posts: 17 Forumite
    Hi
    Thanks for that would you advise me to send my second letter outlining how much i have paid in charges.

    Paul
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    Paul2 wrote: »
    Hi
    Thanks for that would you advise me to send my second letter outlining how much i have paid in charges.

    Paul
    absolutely yes.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • Paul2_2
    Paul2_2 Posts: 17 Forumite
    Hi Thanks for the advice have been looking at my statements so far up to three years .
    Am i right in thinking that i am looking for Charges as Notified on my statements.

    Paul
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    Paul2 wrote: »
    Hi Thanks for the advice have been looking at my statements so far up to three years .
    Am i right in thinking that i am looking for Charges as Notified on my statements.

    Paul
    Yes I think you are
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • Paul2_2
    Paul2_2 Posts: 17 Forumite
    Hi
    Just worked out my charges. From 2001 to 2007 i have paid £3176.00 wow.
    Can i claim back all of this ?

    Paul
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    Paul2 wrote: »
    Hi
    Just worked out my charges. From 2001 to 2007 i have paid £3176.00 wow.
    Can i claim back all of this ?

    Paul
    yes you can.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • Paul2_2
    Paul2_2 Posts: 17 Forumite
    Hello Natwestsupermember

    Received a letter on Saturday from Halifax telling me that they are satisfied that the fees were correctly applied. However it goes on to say that because the banks are in legal proceedings they have stored details of my complaint and when the legal battle is over they will review my complaint again. Is this the standard letter that everyone is getting now and do i just sit back and wait to see what happens.

    Paul
  • chequeout
    chequeout Posts: 171 Forumite
    Hi Paul

    Just chipping in here - have had a pretty much similar letter from Natwest, I think that most of the banks are saying the same thing...
    Pounds, shillings and pence; I caught a dirty wench, I gave a cough, her leg fell off, pounds shillings and pence :rotfl:

    MSE EXPERT - THE CARLSBERG OF THE MONEY WORLD :beer:
This discussion has been closed.
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