Self employed broken leg any benefits?

Please could anyone help?
My husband has just broken his leg and is self employed...so unable to work for the next 6-8 weeks.:eek:
Stupidly we havent any insurance to cover this...(i know really daft) but now its happened and we are in financial trouble.
I earn £13,500 and we have two children at college, with £1,500 of savings (which wont last very long).
Are there any benefits for the self employed in these circumstances?

A friend was surprised that we werent receiving tax credits before as my husband was earning approx £16,000 in his last tax year. But I didnt think self employed could receive them.

I'm starting to panic now as its going to take a while to recover fully even when his plaster is taken off. I have never claimed anything before and havent a clue how to go about it..where do i start?

I'm normally very frugal anyway (even better with this site), but i'm going to pull in even tighter.

Thankyou

Comments

  • NASA_2
    NASA_2 Posts: 5,571 Forumite
    He might be entitled to Contribution Based Employment and Support Allowance, which has replaced Incapacity Benefit, and this can be claimed over the phone.

    He will need a sickline - I doubt that will be a problem.

    http://www.direct.gov.uk/en/DisabledPeople/FinancialSupport/esa/DG_171894
  • healy
    healy Posts: 5,292 Forumite
    Part of the Furniture 1,000 Posts
    edited 8 July 2009 at 10:37PM
    He can claim Employment and Support Allowance, he will need to get a sick note from his Doctor to start the claim.

    More details are here:

    http://www.direct.gov.uk/en/DisabledPeople/FinancialSupport/esa/index.htm
  • calleyw
    calleyw Posts: 9,896 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I earn £13,500 and we have two children at college, with £1,500 of savings (which wont last very long).
    Are there any benefits for the self employed in these circumstances?

    A friend was surprised that we werent receiving tax credits before as my husband was earning approx £16,000 in his last tax year. But I didnt think self employed could receive them.

    What tax credits are talking about working tax credits or child tax credits.

    If it is working tax credits and you worked last year and earned the same last year as this and include you husband income that is £29.5k very doubtful you would get any.

    But child tax credits are different and again these come in two flavours one being child tax credits and the other being child care tax credits. You can earn up to £58K and still get them.

    all the best.

    yours

    Calley
    Hope for everything and expect nothing!!!

    Good enough is almost always good enough -Prof Barry Schwartz

    If it scares you, it might be a good thing to try -Seth Godin
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