Which savings account?

Saver1

I have £11,000 to put away till I buy a new house and dont really want to tie it up long term in case the house comes sooner than later.
Which bank or building society have the best rates at the moment for this type of thing?
Thanks

ed123_2

A&L have a good account...........Plus Saver Account which pays 0.10% gross interest up to £2 million.....

opinions4u

Saver1 wrote: »

I have £11,000 to put away till I buy a new house and dont really want to tie it up long term in case the house comes sooner than later.
Which bank or building society have the best rates at the moment for this type of thing?
Thanks

Sounds like you want an instant access / easy access acount.

Take a look at www.moneysupermarket.com/savings.

Providers like Egg, IF, ING and A&L are around the 2.8% to 3.15% mark.

flyingscotno1

ed123 wrote: »

A&L have a good account...........Plus Saver Account which pays 0.10% gross interest up to £2 million.....

Plently of bank accounts and building societies around wanting savings- Alliance and Leicester and ING offer 3%+ accounts. Coventry BS offers the best rate I think if you want a building society. Instant access with a short term bonus seems to match 90day notice at the moment. Don't worry too much about monthly interest, annual can usually be paid on closure.

Saver1

flyingscotno1 wrote: »

Plently of bank accounts and building societies around wanting savings- Alliance and Leicester and ING offer 3%+ accounts. Coventry BS offers the best rate I think if you want a building society. Instant access with a short term bonus seems to match 90day notice at the moment. Don't worry too much about monthly interest, annual can usually be paid on closure.

:rotfl:Agree to your


Ive had a look and my god 3% is ridiculous. I remember 6% not long ago.
I used to check the Sunday Mail for best rates. Does that still apply.

There must be a table of ratings to check somewhere for the best is there not?

I did check supermarket.com but I need to go into a branch with my cheque, not an internet based company. If that makes sense?

CLAPTON

Saver1 wrote: »

:rotfl:Agree to your


Ive had a look and my god 3% is ridiculous. I remember 6% not long ago.
I used to check the Sunday Mail for best rates. Does that still apply.

There must be a table of ratings to check somewhere for the best is there not?

I did check supermarket.com but I need to go into a branch with my cheque, not an internet based company. If that makes sense?

Why can't the cheque be paid into your current a/c?.. and hence to any savings a/c you choose?

D1zzy

Couple of LLoyds vantage accounts - current accs paying 4% on amounts between £5000 and £7000 ?

Saver1

CLAPTON wrote: »

Why can't the cheque be paid into your current a/c?.. and hence to any savings a/c you choose?

My current account pays out very little interest hence why I asked for an account that paid a higher interest with such a higher lump sum.

Saver1

D1zzy wrote: »

Couple of LLoyds vantage accounts - current accs paying 4% on amounts between £5000 and £7000 ?

Thanks for that. :beer:

CLAPTON

Saver1 wrote: »

My current account pays out very little interest hence why I asked for an account that paid a higher interest with such a higher lump sum.

you said you couldn't use an internet a/c because you needed to pay the cheque in over the counter... I'm just saying pay the thing into your current a/c then you can transfer it to ANY savings account whether over the counter or over the internet