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Hypno's approach to life, the universe and debtbusting.....
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These two are both quite small - only 3 bedrooms, and each less than a third of an acre, so not an unmanageable garden. The house from hell had more than that........
But it is all dreams anyway - my wilcon "box" will have to suffice for the time being.........Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
I think its lovely - just looking on google earth to see why its cheap cause even though smallish its as you say perfectly formed.
No reason - it is in a fab location on an excellent road.....catchment for one of the best schools in the county (which is our reason for being in this particular place now).
No hidden scrapyard next door or anything - just a lovely little house.
*sigh*Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
ok so you made me drool!:rotfl:we have a nice but basic 4 bed detached but it is not in that class if you know what I mean....:rolleyes:First choice isn't on the net yet, otherwise I would put up a link for those that don't get the property !!!!!! paper......
But choice number two is hereAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £38.5K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 44.4K of £127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.3K updated 17/4/260 -
That about sums my current house up - nice but basic 4 bedroom......plenty of people would be very happy with it, so I mustn't sound like I am complaining, because I am not......it is just not my "forever house".....Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Holly cottage does look pretty special - it is valued at almost twice what mine is tho LOL! I love the real granite work surface - we have mock granite but nice black shiny floor.... best feature of the house that and the bay window in the kitchen and the garden I planted lolAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £38.5K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 44.4K of £127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.3K updated 17/4/260 -
No reason - it is in a fab location on an excellent road.....catchment for one of the best schools in the county (which is our reason for being in this particular place now).
No hidden scrapyard next door or anything - just a lovely little house.
*sigh*
Its got neigbours which being an antisocial cow I'm not keen on! Plus no plans to have sprogs so don't worry about schools. It appears to have posh house behind it with orchard!Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Nice houses, I don't mind neighbours - just mine!Mortgage OP 2026 £640/2000Mortgage balance: £32,222
Make £50 a month Jan £20, Feb £0, March £31, Apr
Boiler fund £1981/30000 -
Its got neigbours which being an antisocial cow I'm not keen on! Plus no plans to have sprogs so don't worry about schools. It appears to have posh house behind it with orchard!
Think of all the MSE things you can do with scrumped apples.......apple pie, apple crumble, cider :rotfl:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Think of all the MSE things you can do with scrumped apples.......apple pie, apple crumble, cider :rotfl:
sausage with apples... is that not an ad at the mo? I want it everytime I see the ad but have forgotten by the time I reach supermarket so never buy the sausage part...Mortgage OP 2026 £640/2000Mortgage balance: £32,222
Make £50 a month Jan £20, Feb £0, March £31, Apr
Boiler fund £1981/30000 -
I keep meaning to do sausage with apple too - but at the moment have neither sausages nor apples :rolleyes:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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