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Crap! &More bites the dust re. free BTs
ti1980
Posts: 1,528 Forumite
in Credit cards
Got a dreaded leaflet today from &More, 'important info including updated terms and conditions.'
The main points are:
1. They are increasing the APR from 15.9% to 16.9%.
This doesn't affect me now as I have had 3 0% BTs with this card, enabling me to pay the minimum on it while throwing extra money onto my 7.9% card.
I haven't used it for purchases for over 18 months and I used to pay the balance off in full then anyway.
2. Also it says they have added the right to charge a BT fee of 2% (min £5) where they choose to do so as this 'accords with the practice of other credit card providers and market conditions.'
Looks like the 2% fee is going to be uncapped. :eek:
Should have known this was coming as it wasn't long ago that I posted about my HSBC Visa card introducing a fee to BTs and the &More card is owned by HSBC as well.
It says in the leaflet that these updated T&Cs are effective from 2nd June 2006 so hopefully we might be able to get one more free 0% BT out of them with a bit of luck.
This has been my best card by far so I guess that all good things eventually come to an end.
Oh well, as long as M&S keep sending me vouchers for extra &More points on things that I actually need and free food in their cafe revive then I will be (relatively) happy.
The main points are:
1. They are increasing the APR from 15.9% to 16.9%.
This doesn't affect me now as I have had 3 0% BTs with this card, enabling me to pay the minimum on it while throwing extra money onto my 7.9% card.
I haven't used it for purchases for over 18 months and I used to pay the balance off in full then anyway.
2. Also it says they have added the right to charge a BT fee of 2% (min £5) where they choose to do so as this 'accords with the practice of other credit card providers and market conditions.'
Looks like the 2% fee is going to be uncapped. :eek:
Should have known this was coming as it wasn't long ago that I posted about my HSBC Visa card introducing a fee to BTs and the &More card is owned by HSBC as well.
It says in the leaflet that these updated T&Cs are effective from 2nd June 2006 so hopefully we might be able to get one more free 0% BT out of them with a bit of luck.
This has been my best card by far so I guess that all good things eventually come to an end.
Oh well, as long as M&S keep sending me vouchers for extra &More points on things that I actually need and free food in their cafe revive then I will be (relatively) happy.
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