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Dmp
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well it all depends on how much debt you have, if you have a dmp plan its not a legal agreement they may freeze interest for a period but ussally stop freezing interest through time , you will pay back all your debt but with a lower payment, with iva you pay back a smaller pence in the pound and usally over 5 years dmp could take 20ys years to pay off, then you cant take credit out for that period, so it may be rubbish to do this, with an iva its 5 years then you can repair your credit after 5 years or 20 years with a dmp, it all depends how much debt you have?? i remember some companies doing dnp for peeps in 50k of debt which is the worst option no credit and 50 years of payments ... get where im coming from?Aqua card - £250 Limit up to date, Jd Williams £150 limit up to date, Argos store card £400 limit up to date, Next £300 limit up to date.:beer:0
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