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Just closed the last credit card...

edited 6 September 2011 at 5:33PM in Debt-Free Wannabe
26 replies 7.4K views


  • nikki28nikki28 Forumite
    29 posts
    well done !!
  • tealadytealady Forumite
    3.5K posts
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Debt-free and Proud!
    Well done you. We are all celebrating with you so you are not alone. Hope you have a wonderful time on holiday and don't forget to read this site for moneysaving hints before you go!
    Proud to be an MSE nerd
    Judge people by their achievements, not by their mistakes
  • chevalierchevalier Forumite
    7.9K posts
    I think you need one of these :T

    one of these :beer:

    :EasterBunsome of this and a big pat on the back, but i couldn't find a smiley for that!

    enjoy your money, but don't forget the rainy day saving as well
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • catchookycatchooky Forumite
    420 posts
    WOW well done. You're really lucky to have something like your degree to allow you to do an extra job. I'm doing two SAGE courses which, if it won't allow me to get a full-time job, I'm hoping to do the same and put an ad in the paper.
    One little thing - I would probably chuck some money at the HFC loan as I had one of those for a laptop and that's what I did. I felt like the interest was huge, but obviously it's a huge amount you've paid off, and as you say the feeling of having your wage to yourself must be amazing, so again I just wanted to say WELL DONE!!!!!
    NSD November 1/20 :money:
    Make £10 a day in November £34.57/£450 :eek:
  • NaniaNania Forumite
    2 posts
    :TCongratulations! I am so happy hearing that
    :AI need money to buy myself a new dress just like Michelle Obama's and have a new boyfriend!:rotfl:
  • beanieloubeanielou Forumite
    71.2K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good for you :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 10 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • edited 6 September 2011 at 5:43PM
    cirrusmpcirrusmp Forumite
    247 posts
    edited 6 September 2011 at 5:43PM
    <Please Delete>
  • matt-c_2matt-c_2 Forumite
    18 posts
    congrats, im trying to do the same now, cant wait to get everything cleared
  • Lilith1980Lilith1980 Forumite
    2.1K posts
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done :D

    I can't wait to come on here and say I am debt free one day. I have just under £20k worth of debt at the moment but chipping away at it slowly!

    Hope you get to go on your holiday!
  • gfpluxgfplux Forumite
    5K posts
    Part of the Furniture 1,000 Posts Photogenic Hung up my suit!
    Well done cirrusmp.

    Why not call HFC and find out what the present situation is AND whether they will except overpayments AND when and if overpayments are credited to the loan to reduce the capital.
    Good Luck
    There will be no Brexit dividend for Britain.
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