📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Just Applied For Vanquis Again

Just applied again for a cc with vanquis after waiting six months? Fully expected the instant NO like I got last time due to me being a discharged BR, but got the response,we will give you a decision in 10-14 days. Should I remain optimistic? any one been here with vanquis.

The Jagman

Comments

  • davethorp
    davethorp Posts: 1,578 Forumite
    Part of the Furniture 1,000 Posts
    I normally get the 10-14 days when I apply which is either shortly followed by a sod off or even worse total silence!
  • Gillianh2
    Gillianh2 Posts: 773 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Dave,

    Ditto so know that feeling. Managed to get a full current account and overdraft, but NO_ONE will accept me for a credit card:eek:
    :j I have a persecution complex. Everytime I pass a shoe shop they persecute me till I buy them:j
  • I got the same response and got a yes 3 WEEKS after, lol

    You can call up as well
    'Sometimes you just need to keep your mouth shut'
    :j
  • Bosie
    Bosie Posts: 1,218 Forumite
    Part of the Furniture Combo Breaker
    I got a Vanquis without it being referred and I went bankrupt over 5 years ago, so was surprised to get one;)
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Gillianh2 wrote: »
    Dave,

    Ditto so know that feeling. Managed to get a full current account and overdraft, but NO_ONE will accept me for a credit card:eek:

    Try with your bank who gave you full current account after 6mth of having it - that would be your best bet. :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi jagman,
    My OH an I both got the '10-14 days' reply, we both had phone calls within a few days to say we'd been accepted. Discharged in March.

    Fingers crossed you'll get one this time.
    Accept your past without regret, handle your present with confidence and face your future without fear
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.