Monday 6th July - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Good morning:j
Am shattered today - didn't sleep for hours after I went to bed....:rolleyes:
Anyway, hope you all had a lovely weekend...here's my list for today:

• Check banking
• daily scratch...10p
• Ring Student Finance, they want evidence of my separation from ex (don't have any!) and evidence of my leaving Uni at age 20 (again, don't have any!)...:mad:
• Ring HB....sent me an updated award...awarding me nothing?!:eek:
• packed lunches to work
• post ebay parcels
• NSD apart from the postage
• Washing is done, but think it should go on airer, looks like thunder forecast:p

OK, that's my lot....have a lovely day!!

DawnW

Morning Milly and all who come along later (or just pip me at the post for second place )

I am on holiday this week :j:j:j but cannot get out of the habit of getting up early (yet)

Today I will:

Make another cup of coffee in a minute

Check online banking (done)

See to animals and plants (noisy greedy cat fed so far - another reason for getting up early whilst on holiday)

Ring insurance company to change insurance over as picking up new car today :j(a bit sad about parting with the old one though as I have had it for years )

Ring bank to let them know I will be paying for said new car and not to refuse my card at the crucial moment because of 'unusual usage' or whatever - of course it is unusual, most people don't buy a new car every week :rolleyes:

Pick up car :j:j

Ring up friend to confirm her visit for next weekend

Do some odd bits of shopping, stuff to descale the kettle, corn for the chickens, that (exciting) kind of thing :rolleyes:

Tackle clean laundry mountain in hall (please will somebody kick me up the backside if I mention this again - it has been there for weeks )

Make a cake hmm, lemon sponge I think :think:

HM meals from stores and garden

Not go to work!! Yay :j:j:j

Have a nice day everyone :hello:

Candy0107

Millie – thanks for starting the thread

Today I have/will:
• Meals from home
• Checked online banking
• Updated spreadsheet
• Go to work and work really hard
• Checked on things growing in the garden
• Off to the gym after work to use membership
• Try to have a LSD
• Read yesterday’s forum
• Try to eat more fruit
•
Think that is about it…..hope everyone is well

Candy xxxx

Miss_Piggy_2

Good morning everyone!

Haven't been on this thread for ages but in an endeavour to get my life back on track (and some housework done :rotfl:) here I am!!!

Todays efforts:

* Checked on line banking :eek:
* Top up fuel at tesco - get clubcard points
* Post birthday card early to friends son - use second class stamp
* Charge mobile at work
* Make some twinks hobnobs if I get time
* 2 lots of washing at 30'c and line drying
* Clean bathroom whilst Piglet in Bath ( I WILL wait for him to get out of bath before I clean it:rotfl:)
* Do any surveys that come through
* Ebay some DVD's
* Ring nursery to query this months invoice


Thats about it for today

Miss P
xxx

catspaw

morning all,

I will
1.check on line banking
2.bake a cappichino cake
3.bake bread
4. work ( maybe but it's monday)
5. washing

Have a good day:D

toriajw

Morning all

Well im pretty nervous today, got a job interview at 12.30 and although im not usually a nervous person I didnt sleep at all last night for nerves and worrying. Been out of work for 2 months now so im desperate for a job!

Things to do today:

• Scratchcard (10p)
• Check to see if balances have been paid off cc's
• Job interview (aaarrgghh)
• Start this weeks housework. Need to totally gut the house and clean behind everything
• List more on ebay
• Weekly shop (made a list so dont buy things I dont need)
• Job applications
• Send out CV to a few companies
• Look online at contents ins to see if can save money (ours is way too high at £14 a month)
• Go to travel agents to see if can get a super cheap deal for the two of us all inclusive. Typically only time he can get off work is the middle two weeks in August!!

Think thats about it for today. Hope everyone has a great day

mogchops

Morning all,

Windy & grey here - sunshine gone away. Boo.

Today:

- Check online banking
- Click & scratch
- Hokey cokey (on airer - not risking outside!)
- Dust, tidy & hoover lounge
- Sweep floor & clean windowsills in conservatory
- Phone car ins company re cover for driving in France
- Phone breakdown company re cover for driving in France
- Look at post office online for ordering Euros
- Go to dentist - just managed to get emergency appt at 10.25 as flaming tooth playing up again :mad:
- Read more online about the EMDR therapy that my counsellor recommended
- Try to to stress or get anxious about any of the above

Have a great day everyone xx

andrina_nightshade

Morning all

Today I have/will:

• free scratchcard (20p)
• daily clicks
• mystery shop this afternoon
• work on uni report
• take bottled water with me to library
• aim for NSD
• work on something from my 101 in 1001 list
• move some money

I think that's everything. Have a good day all! x

WelshWoofer

Morning all!
Hope you all had a good weekend?

My list is a big measly today but it's all stuff I can hopefully get done...

• Brekkie at home
• Brought lunch to work
• Make tea from freezer to use bits up
• Put away dry washing
• Stay in and watch soaps
• Walk dog x3 for free exercise
• Check banks
• Look at honeymoon places
• Dream about resigning!
• Write a short shopping list of things to take to Cornwall to start us off (eggs, milk, butter etc)
• Tidy out at least one drawer of office desk
• Do expenses

That's it for today - have a good one!

Xaviera

I just joined the July £10 a day challenge.

More later :D

BusPass_2

First time on for a while.

I am debt free but the inspiration I pick up from this thread makes me enjoy my day and encourages good habits.

today

check savings account balances ( gosh, how good does it make me feel to be able to even say that?)
check bank balance
read office newspaper and check bbc news on internet. Saves me buying a paper
home made sandwiches for lunch
drive economically
walk at lunchtime and window shop. Tot up how much I have saved through not giving in to impulse buying
no spend day
free tea at work
heating at home off
showered using shower gel from previous summer holiday

That's enough to get the week off to a cracking start. Hope you all have a great day. Head up, chin up, stomach in, I'm going for a good week!!!