default notice

di3004

Hi Pie Man

I know there are a few templates about, but have found this one here, or maybe someone can find another, but this should be okay here.


Dear Sir/Madam

Re:- Account/Reference Number
I do not acknowledge any debt to your company or its clients. (delete this line if you are not disputing the debt)
With reference to the above agreement, I require you to supply the following documentation before I will correspond with you further on this matter.
1. You must supply me with a true copy of the alleged agreement you refer to. This is my right under your obligation to supply a copy of the agreement, under the legislation contained within s.78 (1) Consumer Credit Act 1974.
2. A full statement of account.
3. A signed true copy of the deed of assignment of the above referenced agreement that you allege exists.
4. A copy of any other documents referred to in the agreement.
I understand that under the Consumer Credit Act 1974 (Sections 77-79), I are entitled to receive a copy of our credit agreement on request. I enclose a payment of £1.00 which represents the fee payable under the Consumer Credit Act. Please note that under no circumstances should this payment be set aside any alleged debt. If you are unable to supply the documentation requested, this fee should be returned.
I understand a copy of our credit agreement should be supplied within 12 working days.
I understand that under the Consumer Credit Act creditors are unable to enforce an agreement if they fail to comply with a request for a copy of the agreement under these sections of the Act.
I look forward to hearing from you.

Yours faithfully

pie_man_2

thanks di3004 for all your help and others, i will post the letter tomorow.ps do i sign the letter

di3004

pie_man wrote: »

thanks di3004 for all your help and others, i will post the letter tomorow.ps do i sign the letter

Hi Pie Man with pleasure.;)

Some say do not, but just print your name, if you want to wait for opinions from others as well, its up to you, I have not always signed, just printed and had no problems receiving these back, hope this helps.

Good luck.