📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

New credit card? Which one to go for?

2»

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    And 1% minimum payments mean cashflow is improved...and you'll make a little savings interest along the way if you're disciplined.
  • Ivrytwr3
    Ivrytwr3 Posts: 6,304 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    so everyone in agreement with the Halifax card?! lol!
  • dt3000
    dt3000 Posts: 10 Forumite
    NickX wrote: »
    This actually depends of the specific card involved.

    Cards from the MBNA stable do not charge interest on Balance Transfer fees, whilst those from RBS do charge interest on Balance Transfer fees.


    Do Virgin charge interest on the handling fees ?
  • NickX
    NickX Posts: 3,046 Forumite
    dt3000 wrote: »
    Do Virgin charge interest on the handling fees ?

    No Virgin add the fee to the balance but charge it at the promotional rate (i.e. 0%) so no interest should be payable.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.