Saturday/Sunday 4/5 July - What small DFW things have you done today?

urg123

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D




Good morning everyone!

It's a lovely day today. Sunny and soooo much cooler :cool:!

I am delivering training today at my voluntary job so am out all day. It's going to be a long day as I will either be going to see mum or spend the evening with OH's family!





Small list today:

• [STRIKE]Hang up washed clothes[/STRIKE]
• put another load in for OH to deal with
• [STRIKE]scratchie - 10p[/STRIKE]
• [STRIKE]checked bank accounts[/STRIKE]
• [STRIKE]checked emails for any interesting jobs[/STRIKE]
• [STRIKE]aim for a NSD[/STRIKE]
• [STRIKE]sort bag for charity shop[/STRIKE]

OH is going to do some cleaning for me - bless him!

Have a lovely day - will log in to say hi tonight.

Urg x x

mogchops

Morning Urg, thanks for starting the thread!

Nice & sunny here, which is lovely, and not to hot, just right!

Counselling session went really well yesterday, she has recommended a therapy called EMDR, which sounds good. Just wondering if anyone had any experience of it?

Candy - Thanks for the strawberry advice, will give it a go!

And yesterday was a NSD!! :j:j

Today.....

- Check online banking
- Click & scratch
- Tea from stores
- Younger DD going to Bday party so wont need feeding
- Taking older DD swimming while younger at party
- Going shopping for shoes for DDs for wedding in 2 wks time (not very DFW but my mum is going halves with me)

Have a good weekend everyone xxx

my_mess

Hi Everyone
Sunny here, so am hoping to get out and clear up the garden a bit more today.

And I will also:
- check banking (as expected)
- free scratchies and daily clicks - done
- cut the dogs hair and give him a bath
- meals from stores
- should be a NSD
- clean windows
- shampoo carpet
- frantic housework
- washing to be line dried
- find and photograph 10 things for ebay
- check for freebies
- do some competitions
- sew up son's school trousers - again !
- do some de-cluttering
- plant a few more seeds with the compost that's left
- attempt to cut long grass at front of house (may be too wet)
- clear some more weeds and stuff in garden - then dig over (if I can use the fork/spade) an area for planting
- try to get some relaxing time just for me and my sanity

Have a great day, folks

Lottebear

Today I will;

- Daily Cards
- Check on line banking
- Have free lunch at work
- Plan a LSD
- Prepare for BBQ tomorrow

pixiechick99

Morning all
Lots of things to do this weekend, nothing exciting but want to get the house clean and tidy while my girls are away - they're at Centerparks with the ex and his family...lucky things:rolleyes:

So....I'm off to shops soon, get my fruit and veg, few bits at Tesco that are cheaper than Asda and see if I can find a (cheap) bday present for ex mil who is 60 on monday. Also M&Co have a sale on and eldest dd needs some clothes....suddenly grown....she'll be taller than me soon (that's not hard, I'm 5'4":rotfl:)

Anyway....here's my list:

• check banking....all ok (I think!)
• daily scratch
• check Asda delivery that's coming on Mon
• buy a few bits in Tesco...
• Fruit/Veg from market/greengrocer
• washing on line...2nd load will go out soon
• post ebay parcel
• pay in cheque ex mil gave me for girls gym club
• dust/hoover/tidy girls bedroom
• ditto above but in my bedroom
• hoover lounge
• clean kitchen and bathroom
• clean out goldfish and rabbit

And then tonight I shall relax with half a bottle o red wine, my laptop and the tv
Have a lovely day:p

Pips_Mum

Moooooooooooooooorning everyone!

Sorry I ran in and hugged and left yesterday but I was so tired.

Mogchops - glad it went well for you, my friend has found the counselling has really helped her so hope it does you too x x

My mess - good luck with the dog bathing!

So my aims for today:

• Bake and decorate a birthday cake, cheapest one in Mr Ms was £6:eek:
• Hokey cokey at 30 and line dry it all
• Start the Westie cross stitch that arrived yesterday. Won it on Ebay for £1.25 and I aim to finish it for my mums birthday on Aug 24th.
• Storecupboard tea
• Lots and lots of cleaning
• Water and feed veggie plants using free water from water butt
• Scratchees and surveys
• Get IT geek OH to sort out my flaming laptop thats driving me bananas!:mad:
• Move coins less than 50p from purse into sealed pot

All I can think of for now, have a lovely day all x x x

angelflower_2

hello all

feeling bit better today cause its the weekend and I cant do anything about circumstances so I might as well chill and enjoy myself.

- weed the veggie patch
- washing hokey cokey and get it out on the line
- dd is treating me to cinema today after winning a voucher at school for doing a history project - how nice a daughter do I have??
- keep spends v low as may get sweets at tesco for cinema
- see if any veg ready to be harvested - 1 strawberry and 2 sneaky pea pods
- scratch and click 50p !! But have been locked out TAB as they havent got all the right verification yet. Must add to to do list
- tidy up kitchen
- tidy bedroom and finish filing my paperwork
- put away all the dvds lying about
- check out toiletry box to see what I still have left OMG!!! Still have 6 bottles of shampoo, 5 bottles of conditioner, so many creams and potions I doubt will ever get through them all. Not bought any since xmas either.

Think thats me so far today but will update later. Have a fanstastic money saving day lovely people.

Pookie_lou

Afternoon guys, today I have /will

* Worked 4 hours o/t and took food with me
* Have a NSD
* Checked quidco
* Lunch was something out of freezer
* Laundrey @ 30
* Read newspapers online
* Filled empty posh vinegar bottle with smart price vinegar!
* Will rummage through cuboards / freezer later to find something for dinner
* Emailed ebay seller as I paid for an item on Mon and I havnt heard anything from them yet.
* Will have a look through old clothes later for charity/ car boot

Hope everyone is having a great saturday! x

talliedebtbuster

Hi everyone, well ive had an okay day at work, still waiting on flat news....tuesday pm is d day!!

After work tonight im going to go through things....im nights tomo and i have been using up my piggy bank change for lunches....but i am determind this week to be good!!

We have had a power cut at home so everything is ruined meal wise....its lasted almost 24hrs!!

Things to do tonight/tomo before night shifts.....if the internet is back on that is!!

Enter coke zone points
Any piggy clicks
Register pret cards for free lunches
Look for freebies/ any free item vouchers
Meal plan until payday

Mogchops and Angelflower, glad things are going better for you...

Lurleene

Hi everyone - tis a hot one here, I think we are in for some thunder tonight.

Today I

1) Sc x 10p
2) Went to shopping centre and returned shoes and jeans, that I bought on impulse last week, for a refund.
3) Realised that Gap had further reduced their sale items - so promptly spent most of my refund on cheap clothes for T to put away for next year.
4) Food from stores.
5) Entered cokezone points.
6) Also played Find Gary on the Walkers crisps site. Don't know if it has been mentioned on here but you can play everyday for 1 point, which soon adds up and can be used for free or cheap days out. No need to buy the crisps!
7)Had a lazy afternoon in the garden.

I took B shopping for a digital camera earlier for her to buy with her birthday money. She ended up with a clearance one for £20 as the box was missing - just checked on Amazon and it it £82! :jShe is sooooo chuffed, and I am v proud of my MSE girl! She has gone to the World Series til tomorrow night with her dad, so will use it then.

As it is just me and T tonight I hope he will go to sleep early and let me indulge in some me time. I intend to drink wine and eat chocolate and watch my current boyfriend Patrick Dempsey in an unashamedly girly film!:drool:

Catch you later,L X

Lurleene

OOOOhh OOOOh I forgot to say - the postman brought me a £10 House of Fraser voucher this morning.:jApparently Barclaycard just fancied being nice to me for no reason whatsoever!Whatever the real reason, I am a happy bunny - hopefully there will be lots of others who get one too!