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Beware Barclays Cash Card Account

Yesterday Barclays Bank took £600 from my new (post bankruptcy) Cash Card account and transferred it to pay into my old loan account - the loan which was included in my bankruptcy 4 months ago :mad:

Of course they shouldn't do this, but they did. I called them. It's going to be a battle to get it back...

Warning to others: if you have a Barclays loan when you go bankrupt, do NOT open your post bankruptcy account with Barclays. It's far too much trouble.
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Comments

  • thegoodlife
    thegoodlife Posts: 209 Forumite
    Gosh thats out of order! I bet you are fuming, thanks for letting us know ,I hope you get it back!
  • davetheman
    davetheman Posts: 359 Forumite
    I have had the concern and hence have very little in my Barclays account, even wondering if I should do that
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have you asked your OR to help you?
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • StuntmanBob
    StuntmanBob Posts: 273 Forumite
    Have you asked your OR to help you?

    That's my next call !
  • ive got a feeling what they have just done is illegal, and the OR WONT be a happy bunny
  • Bosie
    Bosie Posts: 1,218 Forumite
    Part of the Furniture Combo Breaker
    As the loan was included in your bankuptcy, you have no debt to Barclay's it's dead and buried. Thing is staff don't always understand bankruptcy and what it entails. Bankruptcy is a protective order for you and the OR should help with this.
    I went bankrupt over 5 years ago and the OR told me to get a fresh account as I think this happens if you keep a bank you had previous debts with.

    Good Luck

    Bo x
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That's my next call !

    What did they have to say about it all?
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • If i were u i would take out a co op account so they cant take anymore. Good luck getting it back.
  • sniggings
    sniggings Posts: 5,281 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    yeah what did they say!

    I have just got an account with a partner of a past debt,coop and I had a debt with smile which is their partner,on openning they seemed to know I had a past debt with smile,so I didnt think I would get the account but today I got a debit card but now I'm thinking its just so they can grab any money I put in and give it to smile:eek:
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    I had an account with Smile that went into my bankruptcy and opened a account with the Co-op. They tried to offset the money but because of the kerfuffle with the OR making us open new accounts, they had to give the money back. :confused: Banks seem to either have no clue what they aren't allowed to do, or are taking the chance they can get away with it :mad:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

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