We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Account closures

I've probably asked this before but I can't remember what the answer was - has anyone had their accounts closed with their banks after they sent off a reclaim application?

Cheers

Comments

  • esmerellda
    esmerellda Posts: 2,237 Forumite
    Lots have (citing relationship breakdown) but they shouldn't really do it. hardship claimants often, understandably, get downgraded to a basic account.
    LegalBeagles
  • Knackered
    Knackered Posts: 243 Forumite
    PPI Party Pooper
    Is it not wise to begin proceedings without a backup account then?
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    Knackered wrote: »
    Is it not wise to begin proceedings without a backup account then?
    That bit is a matter of choice, I think you can argue the case of retaliatory approach but the bank shouldn't shut the account just because you are reclaiming charges back.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.