I want to be a MFW........ LP's Diary

setmefree2

LilacPixie

The tiredness seems to be the worst. All I am doing is sleep still I will be fine. I did manage to OP £50 today, That came from switching our bank account so I decided best to be used for an OP.
I hope I feel perkier tomorrow kids are at zoo with grandparents so if Iam up to it I could really do with some decluttering of this house

misselvis

Have just recovered from the pig flu was in severe denial and did not request the tamiflu until I had been using over the counter stuff for about a week so just wanted to pass on get well vibes and try to get loads of rest and take in fluids. thought I would lose some weight but ended up gaining. oh well now that I have gone back to work am planning to ease myself into my exercise regime. am loving your thread good luck with your spreadsheets

LilacPixie

Thanks Misselvis

word from me today is I still feel like death. I hope to get some stuff on ebay as OH is here and we are childfree. Just wish I was fit because is i was we would be getting loads done.

LilacPixie

First working day of the month today which means its Bill day. Everything paid and the small residual amount left on my CC from maternity leave has been cleared I will keep the card open but not use just incase I need to card tart later on in the year. Food shopping is so far going quite well, I was spending £500+ a month but in the last 3 weeks i have been under £50 a time which i am happy about the excess is going into our instant saver, not the best rate of interest but reasonable considering its IA

LilacPixie

Quick update from me. Swine flu is still kicking my butt so I am very quiet. Usually hanging out on the OS board trying to further cut down my grocery bill and generally save money.

I have managed to list more on ebay and it all seems to be selling or has multiple watchers. I am listing things with a start of 99p to avoid insertion fees so if it doesn't sell I have lost nothing. I have decided one attempt at selling then to te local charity shop it goes.

We have car tax due at end of august. £82.50 for 6 months or £150 for a full year. I have money put aside seperatly for this so it should not be too much of a shock to the system to buy the year. Other than that everything is boring. We have chosen bathroom tiles £8 a sq m and we need 15 sqm of them but my dad gets a discount so he will buy them for us. They are white with a slight ripple effect. They look clean fresh and modern which is what i was looking for. I feel that with white tiles I can't go wrong in making the bathroom appealing to viewers.

Queen-Bee_2

LilacPixie wrote: »

This overpaying business is addictive. I have spent the last 24-36 hours trying to think of extra ways to save or make money for overpayments and saving. It is total madness

Hello LP,
Thought I'd drop by and say hi on your thread. Your observation (see above), makes me smile - I know exactly what you mean. And I suspect, once I've quantified the interest implications on my own mortgage, it could easily become obsessive!!!
Well done for everything you've achieved so far though - sounds like you've been/still are, working incredibly hard!
QB

Queen-Bee_2

BTW, I hope you feel better very soon - flu is miserable at the best of times. QB

LilacPixie

That is the problem QB, it does become obsessive. I have been playing around with a calculator and if i OP by only £10 extra a month then i shave 10 months off my MF date. 10 months is alot and a tenner won't be missed IMO. That then leads me to see the diffrencewith £20 then £50 and so on.

LilacPixie

I haven't deserted you all just still suffering the effects of swine flu. No more O/P's to be made this month i'm afraid. Washing machine has went pop and it is not worth fixing. Just had to shell out the best part of £400 to replace it with a new one. I did ofcourse search for the best deal possible and went via quidco to buy for the cashback.

Still it is over 5 years old and was very cheap in the first place so I am happy with the use we have had.

I am noticing out incidental spends increasing so I am thinking of using our old current account to fund misc spending with the theory if it isn't in there we cannot spend it.