Friday 3rd July - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Good morning everyone.....it's Friday:beer::beer:
Raining here though, and I left towels on the line:rolleyes:
My girsl off for a weekend away with their dad after school today so a very quiet weekend lined up for me....sounds good to me
Hope everyone ok.....have a great Friday:D

Today I will:

• check banking
• daily scratch
• charge mobile at work
• packed lunch to work
• write list of 'to-do's' for the weekend
• amend Asda delivery
• enjoy my quiet evening...laptop and wine I think
• Sparkle a lot as it's Friday!!

Ok...that's it, bye for now!

toriajw

Morning all,

The sun is still nicely shining here and hopefully will be here to stay for the weekend so we can head off to the beach!

Todays to do list :

• daily scratch (20p won!)
• Pay cards
• Post ebay stuff
• List more on ebay
• Fill in job application form
• Register with new agency
• Ring my nanna for a chat
• Make some jewellery to try and sell (any ideas as to wheres the best place to sell it?? I've got loads of earrings made already)
• Go to Boots to get things ready for the festival in 3 weeks time (cant wait! Just hope the weather is nice like it was last yr)

I think that will do me for today after all it is friday and the weekend is almost here at last!!

Hope everyone has a great day! :j

mogchops

Morning Milly, thanks for starting the thread!

And Good Morning to all who come along!

Not raining here yet, but have a feeling it wont be long, much cooler this morning which is lovely after yesterday!

Urg - you are so kind, have sent you a pm!

Today......

- Check online banking - all ok
- click & scratch
- Hokey cokey
- Find out how to pot the strawberry runners that are hanging out of the baskets
- Bike ride this morning (will be lovely now its cooler)
- Cheer on Andy Murray in his semi final (must check what time he is playing)

Got first counselling session today am looking forward to it and dreading it at the same time! I know it will help though.

Have a great day everyone xxx

LilacPixie

well I am crap as usual but off work on leave today

Today i have/will

scratchie (20p)
checked bank (quidco money paid)
need to get cracking with ebay, been saying this for weeks
do 2-3 hours on my website/business
Toria try etsy, I find it better than ebay for jewellery

talliedebtbuster

Hi all, Tallie is back!!
Mogchops, good luck today, it will help i know it will. I miss you all! Im in a lot of debt as you can see below and still on tender hooks until wed to see if the mortgage has been approved. Everyone hope for me, i need this!!

I have raided the piggy for change and will go to market in lunch break at work, and sainsburys and get bits to last me the 2weeks till payday....basics range, fruit and snacks.....

I also need to get the debt down by not spending, ive been bad recently and having a bf does affect you financially!!
But im all set again...at work on shifts 12 hours each, today 2 of 6!!!
Im going to plan night shift meals with what i have in doors...an expense tends to be cola drinks and caffine to stay awake...im working on this one!

Anyway have a good day all!!

tALLIE

DawnW

Morning all :j

Friday (hooray) and it is raining here, but much cooler and more comfortable than yesterday.

Today I have / will:

Check online banking (done)

See to animals and plants - no outside watering today :j

Sort out mountain of clean laundry that has accumulated in the hall

Some of it I will need to wash again because small dog #1 thought the laundry basket full of towels would be a good place for a nap :eek: (Does look cute though)

HM meals and leftovers for supper (OH is going out, and I have some pasta and meatballs left, enough for me)

Go to work later as I am feeling better today, but take it easy according to doctors orders :rolleyes: She wanted to sign me off but I have only 29 days left to hand everything over and finish off. And I am on leave next week anyway so will have a rest then

painted_lady

Hi everyone, I am posting more and these days, getting some motivation back I think. The doctor thinks I have a food intolerance, so I am trying a new diet this week, its going well so far and I hope she is right about what she said, as I might loose some weight also.
Today I am planning to
- bake some shortbread biscuits with DS (they are ok on my diet, in small amounts)
- DS is going out with his dad for a few hours, so I am going to go swimming using my disabled pass, should only cost me £1.45
- photograph some things for ebay when I get back
- use food I have in for lunch and tea
- tidy round the back garden a bit if I get chance
- get a non openable tin for coins in town and start saving my my holidays
- get the Turkish lira I found in the house changed back, should get around £20 for them
- put the money I get from the lira in the tin

Hope everyone is alright

angelflower_2

hello all

totally stressing about the repossession to the point have made myself ill so not been on for a couple of days.

However, must keep up with the small stuff so today

- scratch and click 10p
- call mortgage company AGAIN to find out if the underwriters have accepted the offer
- file away the rest of my paperwork (did loads last night)
- check all emails
- check banking
- check cc online
- update sig for July
- work really hard as ended up being off yesterday afternoon. Combination of heat, stress and migrane
- missed out on 'hole in the wall' audience tickets yesterday cause I was ill so check out if there are any more on the go (managed to print some off for the 21st of July)
- make appointment with council re poss homelessness
- make appointment with legal aid centre to be able to submit a section 2 thingy to confim suspended repossession rather than immediate chuck out - cant afford to go. They said have to pay £500 + extras to be represented

And i think thats all am capable of doing today

Vicster5

Hello everybody!
I can't remember how I used to start my day before I used to post on here and it's only been a few weeks! It's really helping me tho to be focussed and motivated - have even passed on some of my enthusiasm to my big sister!

mogchops good luck in counselling, it helped me - best advice I can give is to be as honest as possible, if you hold anything back then it won't work as well as if u fully commit to it. Sorry if i'm butting in and sticking my nose where it's not wanted...

Good luck with mortgage Tallie

Short list for me today...

• Pack up in tupperware
• Find repair person for washing machine
• Write food shopping list to minimise spends
• washing on line
• book date with big sis for car boot
• write shopping reviews
• do some searching on myphf
• turkey burgers for tea out of mince from freezer
• Sparkle

** Sending out love and good wishes to everyone **

talliedebtbuster

Hey angleflower, whats happening? Have you thought about contacting citizens advice?

babyhead

Morning! Yay it's friday :j But where has the time gone?? And i've been really bad. Went shopping last night HUNGRY and with NO LIST. No wonder I spent too much :rolleyes: Oh well. Onwards and upwards and all that!

Must get sorted out this weekend. We are hosting a party next weekend. Not sure how we are even going to fund it at the moment and it has to be that weekend as it's cricket related! Oh well. Will have to figure it out i guess. We also said we would give SIL some cash for her holiday. Oh its all a bit of mess :eek: But at least bills are paid and we have food. So can get back on track hopefully!

One good thing i found out yesterday is that we are having our new bathroom put in on 15th. Wohoo! Can't wait as our bathroom is dreadful. The previous tenant lived like a pig - no joke :eek:

Today's plan is -

1/scratchies - done
2/online banking - done :eek:
3/cleaning :eek: - in progress and will be done before long OH been helping me !!!
4/sort washing mountain :eek:
5/cleaning as above!!!
6/sort paperwork and update spreadsheets - will be doing when i log off here i promise !
7/call OT - tried this but gave up as number just rings and rings.....giving up. only on the scrounge anyhows!
8/ebayfest - will be cracking on with his tomorrow!
9/plan for weekend - done. It's going to be busy.....

Hope everyone has a good day today! Its friday :j:D

ETA - I have started cleaning and sorted washing and put some on. Only another 5 or so loads to go...ARGH! I am having a quick rest before I crack on with the living room. DS is busy following me round getting everything out again! he he :O)