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IVA in progress not showing on my credit report?!
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themightywhites
Posts: 43 Forumite
in IVA & DRO
Hi Everyone,
Great forum! Would be very grateful for any advice. In July 2005 I commenced an IVA, lets call my address at that time 1 Skid Row. I had multiple defaults at that address which I moved from over 3 years ago. The IVA is showing on the Insolvency Register. Due to an excellent thread on this forum (it might be a sticky) I have been looking at the default dates as I understand they must be dated pre-IVA. Got credit reports today from Experian & Equifax and no defaults or IVA are listed; though they show the address at Skid Row as a 'linked address'. The last time I looked at my credit report, 2 or 3 years ago, it was covered in defaults. When I filled in the details at Experian and Equifax they didn't ask for my Skid Row address, only the last 3 years addresses. Can anyone shed any light on this please, thanks a lot.
Great forum! Would be very grateful for any advice. In July 2005 I commenced an IVA, lets call my address at that time 1 Skid Row. I had multiple defaults at that address which I moved from over 3 years ago. The IVA is showing on the Insolvency Register. Due to an excellent thread on this forum (it might be a sticky) I have been looking at the default dates as I understand they must be dated pre-IVA. Got credit reports today from Experian & Equifax and no defaults or IVA are listed; though they show the address at Skid Row as a 'linked address'. The last time I looked at my credit report, 2 or 3 years ago, it was covered in defaults. When I filled in the details at Experian and Equifax they didn't ask for my Skid Row address, only the last 3 years addresses. Can anyone shed any light on this please, thanks a lot.
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