how long to ring them ?

tomtita1

hi ,presently waiting for reply from nat west about my hardship case .
i posted ( recorded delivery ) my income expenditure forms
along all my commitmants from various bailliffs & soliciters ect
claiming £ 4,400 hopefully ,

so ive waited 2 weeks now for responce when do i ring or contact
them , i was going to wait till monday then go all out pestering
them till they get sick to the back teeth of me lol

so does any one know how long i should wait for responce ?

thanks

Ralphy101

Ring them now.

Make a pest of yourselve.

Thats what I am doing with Nationwide.

The more you make a pest of yourselve shows that you wont give up without a fight.

natweststaffmember

tomtita1 wrote: »

hi ,presently waiting for reply from nat west about my hardship case .
i posted ( recorded delivery ) my income expenditure forms
along all my commitmants from various bailliffs & soliciters ect
claiming £ 4,400 hopefully ,

so ive waited 2 weeks now for responce when do i ring or contact
them , i was going to wait till monday then go all out pestering
them till they get sick to the back teeth of me lol

so does any one know how long i should wait for responce ?

thanks

Do you have priority debt arrears(mortgage/rent, council tax, utilities)?

tomtita1

hi , yes i think so £ 1800 coucil tax last years @ £ 220 pm ( jacobs )
scotcall . brian carter = £ 3489.00
basically total net inc = £ 1359.00
total m expen= £ 1758.00
then there is £ 500.00 to find to meet my commitments
is this helpfull ?

so if this isnt a case for hardship , ill eat my hat pmsl
notice of seizure papers for last year , same to come shortly
for this year ,
basically being in the building game no houses to build !
we are crippled losing £1800.00 pm net

cheers

natweststaffmember

tomtita1 wrote: »

hi , yes i think so £ 1800 coucil tax last years @ £ 220 pm ( jacobs )
scotcall . brian carter = £ 3489.00
basically total net inc = £ 1359.00
total m expen= £ 1758.00
then there is £ 500.00 to find to meet my commitments
is this helpfull ?

so if this isnt a case for hardship , ill eat my hat pmsl
notice of seizure papers for last year , same to come shortly
for this year ,
basically being in the building game no houses to build !
we are crippled losing £1800.00 pm net

cheers

I hope you have a hat and ketchup available.
Next question is whether there are payment plans in place to cover priority debt arrears which means Mortgage/rent arrears, council tax arrears, utilities arrears?

Are the other debts loans? are any of them Hire purchase for car to get to work?

tomtita1

ok will this help . total income pm £1360
total expend pm £1758

payment plans for council tax , rent arrears , eon , scotcall ( credit cards) brian carter solliciters ( credit cards ) of which i have to find
over £ 500 . i have no loans to pay back

my nutshell = 1360
- 1758
= 390 negative

then have to find £ 550 per month to pay
priority .& other debts which must be met
if not ive the sodding bailiffs at my door !!

im sorry but thats it in a nutshell . if poeple cleverer
than me cant see we are sinking well were doomed
dont get me wrong if i was back into work , which isnt
likely for a while we would get by ok

maybe not the answer your looking for my freind
but hope you fill me in a bit ?

cheers again mate

natweststaffmember

tomtita1 wrote: »

ok will this help . total income pm £1360
total expend pm £1758

payment plans for council tax , rent arrears , eon , scotcall ( credit cards) brian carter solliciters ( credit cards ) of which i have to find
over £ 500 . i have no loans to pay back

my nutshell = 1360
- 1758
= 390 negative

then have to find £ 550 per month to pay
priority .& other debts which must be met
if not ive the sodding bailiffs at my door !!

im sorry but thats it in a nutshell . if poeple cleverer
than me cant see we are sinking well were doomed
dont get me wrong if i was back into work , which isnt
likely for a while we would get by ok

maybe not the answer your looking for my freind
but hope you fill me in a bit ?

cheers again mate

Ok, next question is there any other person living with you that has an income that helps towards the cost of household bills?

Have you completed an income and expenditure form?

tomtita1

ok .. yes ive filled the icome / expediture form & posted , i rang natwest responce team today after 9 days of the m receiving it , the nice girl
said nothing to report as yet , but thinks around another week or 2 max
for a reponce ?

all the figures ive put to you are my mrs monthly salary
of which i receive £ 90 a week child tax credit ( 2 kids 10 & 14 )
also of which she received £ 68 but this year they have halved hers
cos they said they overpiad !! which is good crack also !

is this helpfull ?

cheers again