Wording of letter to make a claim (with interest)

Knackered

Is there a more up to date version of the "Claim with interest" letter template on the site, or can someone help me word this a bit more appropriately, please.

At the minute the template letter goes:

[FONT=Arial, sans-serif]I refer to default charges applied to my account amounting to [/FONT][FONT=Arial, sans-serif][insert total of charges plus interest][/FONT][FONT=Arial, sans-serif], which I have requested you pay back. [/FONT]

I haven't requested anything yet. Delete it or reword it?

[FONT=Arial, sans-serif]I wrote to you on [/FONT][FONT=Arial, sans-serif][insert date][/FONT][FONT=Arial, sans-serif], making the original request for a payment in settlement of my claim.[/FONT]

This never happened. Delete it or reword it?
[FONT=Arial, sans-serif]
[/FONT]
[FONT=Arial, sans-serif] [/FONT]

[FONT=Arial, sans-serif] As I have not [/FONT][FONT=Arial, sans-serif][select from[/FONT][FONT=Arial, sans-serif] heard from you [/FONT][FONT=Arial, sans-serif]/[/FONT][FONT=Arial, sans-serif] not received a satisfactory response[/FONT][FONT=Arial, sans-serif]][/FONT][FONT=Arial, sans-serif], I am writing to inform you I intend to claim the full amount claimed together with interest up to the date of judgement and court fees in the proceedings through the county court. [/FONT]

Is the bit about the county court still relevant? Delete it or reword it?

[FONT=Arial, sans-serif]This is based on the Unfair Terms in Consumer Contracts Regulations, as I believe these default charges are unfair and not proportionate to your costs, and therefore the [/FONT][FONT=Arial, sans-serif][insert name of court][/FONT][FONT=Arial, sans-serif] court will rule in my favour. [/FONT]

Again, is this relevant now? Delete or reword?

[FONT=Arial, sans-serif]I have attached a full schedule of the charges and interest with this document. [/FONT]


[FONT=Arial, sans-serif][Include list of charges and interest and be sure to keep a copy for yourself].[/FONT][FONT=Arial, sans-serif]
[/FONT]

[FONT=Arial, sans-serif]I look forward for a full response to this letter within 7 days, otherwise I will commence court proceedings to reclaim my money.[/FONT]

This last sentence: delete or reword?

Cheers.

Orford

This is the 2nd letter ie the LBA, the preliminary letter is in step 2 here
http://www.moneysavingexpert.com/reclaim/bank-charges#step2

Knackered

God how embarrassing. Ta.

Knackered

Before I print the letter off to send to NatWest is this still the right address to send the claim to:
[FONT=Arial, sans-serif]Customer Service Response Unit
The Cornerstone
60 South Gyle Crescent
Edinburgh
EH12 9WF[/FONT]

Orford

Yes, correct