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Skint Spice's journey to being less skinty and more spicy

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  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    oops, seem to be writing this on lovely new lappy! Forgot that when you buy them they are clean, unscratched and not sticky... bliss!
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just transferred my huge quidco earnings of £15 to savings account...every little helps;) ... will need it to make up for when the cc bill comes in with the lappy on it! the upside was that I had a choice of pay out of current account, savings or put it on CC to pay next month :D. Not so long ago it would have been robbing Peter to pay Paul...
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 95,737 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    As you say its good to have choices.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • meyore
    meyore Posts: 2,721 Forumite
    Ooh, new laptop! I could do with one of those :) How are things with you?
    :heartpuls :love: :heartpuls
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm ok, bit meh but ok... cold and bored! must get back to the gym tomorrow...

    Hope puppy is ok.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have just worked out that I'm only eight weeks away from getting to my first mini savings target which means I can get some work done on the flat - trying to focus on this and stay positive! Still no booze Lou although I was REALLY tempted to buy some wine on the way home this evening:o.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have huge list of housework and chores this weekend :(... footie tomorrow too and it's freezing!

    but maybe some tea and toast first :)...

    I think Graze box is due to arrive today too.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    no footie now and I started looking at going to Edinburgh before reality struck - really can't afford it! the buying of the lappy has removed any shuffleable excess for a while:(...

    Graze box is here and HC chocs...decided not to give them to my dad and have a wee treat for me and DS instead :o:D.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 95,737 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry you deceided against Edinburgh :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Will be there in spirit Beanie! just too skint to be there in person:o...

    still continuing to be skint_spice:rolleyes:....
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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