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Please help with some advice
zcrat41
Posts: 1,799 Forumite
Hi, I've put an offer in on a house that's been accepted. (very excited - my first one!!!!!) Just a query though. When i was talking to my mortgage advisor he went to automatically click the cheapest survey; around £250. I stopped him and asked for the middle price £450 as I think the house is quite old (its 1930's). However, there was also a 3rd choice of a full structural survey. Various friends comments say 'go for the most expensive one as its an old house'. However thats £1000!!!!
Was I right to go for the middle one or do I need to make a quick phone call tommorrow!
Was I right to go for the middle one or do I need to make a quick phone call tommorrow!
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Comments
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I think the homebuyer's survey (which sounds like the one you're getting) is generally considered sufficient for a 1930s property, whereas full structural survey is recommended for houses about 100 years or older.0
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It was a homebuyers one. Thanks!!0
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I have always gone for a full structural survey with an independent surveyor and its been around £550. The mortgage company then want a valuation, which was £200 but still works out cheaper than the £1000 you were quoted. Just an option as well.0
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I would have a full structural survey on a house of that age - but I wouldn't pay £1000 for the bog-standard bank surveyor.Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️0
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