Is this a dodgy customer?

mountainofdebt

I think with the issue with Mr Clarkson was that someone set up a DD to a charity using his bank details and he only found out after the first payment had gone out .......but I think he generously let the charity keep the money.

BFG_2

dacouch wrote: »

Money can be taken out of your bank from your account details

Sort of true...but not really.

Your bank acct details are on every cheque you write, so if that bwas all that was needed we'd all be cleared out tomorrow.

People can't just 'take money from your account'; it needs your authority for people to take money. eg a signed DD.

Dhmellor

Thanks all - much appreciated. As Enfieldian correctly deduced, I am a sweet and naive innocent and I have never come across anything like this. But then I don't live in Enfield......

I also innocently believed that once a cheque is cleared then it's cleared - but obviously it's not as simple as that.

Halloway, I don't know who 'the' Dhmellor is. I'm not that Tory MP, if that's the one you mean. Cheers. :-)

maninthestreet

BFG wrote: »

Sort of true...but not really.

Your bank acct details are on every cheque you write, so if that bwas all that was needed we'd all be cleared out tomorrow.

People can't just 'take money from your account'; it needs your authority for people to take money. eg a signed DD.

No it doesn't. Jeremy Clarkson thought this, and published his bank aco!!!! details in his newspaper column to try to prove this was the case - somebody managed to set up a direct debit to a charity without his permission:

http://news.bbc.co.uk/1/hi/entertainment/7174760.stm

williham

maninthestreet wrote: »

No it doesn't. Jeremy Clarkson thought this, and published his bank aco!!!! details in his newspaper column to try to prove this was the case - somebody managed to set up a direct debit to a charity without his permission:

http://news.bbc.co.uk/1/hi/entertainment/7174760.stm

Yeah - a direct debit. All you have to do to get the money back from a direct debit is go in to your bank and ask for it back. It's the "direct debit guarantee"

hollydays

williham wrote: »

Yeah - a direct debit. All you have to do to get the money back from a direct debit is go in to your bank and ask for it back. It's the "direct debit guarantee"

But not everybody spots it and some companies are making a killing out of it
http://forums.moneysavingexpert.com/showthread.html?t=562176&highlight=satcov

Halloway

Dhmellor wrote: »

Halloway, I don't know who 'the' Dhmellor is. I'm not that Tory MP, if that's the one you mean. Cheers. :-)

If 'tensed theory of time' means anything to you then you are who I think you are. If not then don't worry!

marleyboy

Halloway wrote: »

If 'tensed theory of time' means anything to you then you are who I think you are. If not then don't worry!

Surely if he was, then he could simply claim it back from us anyway

Dhmellor

'tensed theory of time' means b*gg*r all to me. But I googled it with the word mellor, and duly found Professor D H Mellor, who, it seems, is a Philosophy Professor at Cambridge. Much too smart to fall for a trick like this. :-)

Halloway

Dhmellor wrote: »

'tensed theory of time' means b*gg*r all to me. But I googled it with the word mellor, and duly found Professor D H Mellor, who, it seems, is a Philosophy Professor at Cambridge. Much too smart to fall for a trick like this. :-)

Well, yes and no. I sat through the entire series of lectures on the aforementioned tensed theory of time and I can tell you he is an extremely brilliant man and a very engaging lecturer. However he was not so smart that he could avoid leaning on the blackboard and getting chalkdust all over the back of his jacket.