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Mortgage Free by the time I'm 40. 10 years and counting!

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Comments

  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Mortgage Type = Together Mortgage
    Mortgage outstanding = £99,171.49
    Unsecured Loan element = £24,231.29

    Total Outstanding = £123,402.78
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Payment of £50 made this morning :)
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £15.00 payment made today :)
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £25 payment made to total £150.00 for the year to date.
  • needtopaymydebts
    needtopaymydebts Posts: 166 Forumite
    edited 7 January 2011 at 3:25PM
    hello,
    just spotted your thread, i've only read the first and last pages but thought i'd say hello then catch up on it later, i need some inspiration to earn some extras for overpayments, I may head up into the loft this afternoon on a decluttering mission! although with a significant lack of star wars figures i think i'm with the usual ebay disaster of post office trips to earn a few pennies!

    just a quick question as we also have a Together Mortgage, you said that you make overpayments direct from your online banking. Northern Rock send us written confirmation of all the overpayments that we've made, do they do the same for each of your overpayments?
    Debts all paid!!!:j
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi, yeah, the overpayments are shown on my quarterly statement. Payment made today of £40.00.
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £15.00 payment made today :)
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £175 payment made through a combination of wages and paypal payment.
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £50 payment made this morning, bringing 2011 total to £430.00
  • Have looked to you for encouragement where you've been overpaying for several years (or intending to!) - since 2009. And to see how you've been eating up your mortgage. Just the tonic for a cold Friday morning.

    Just to say keep it up :)
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
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