Wednesday 1/7/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D


Good morning lovely DFW's. Yet another stiflingly hot day , the sun is out already here. Not much exciting happening here today.

• check online banking
• update spreadsheets
• quidco money due into my account £20.64
• coffee morning with oldies this morning - free bacon butty
• cooking tea for oldies tonight - free tea
• laundry hokey cokey
• take one of oldies to b&q while I pick something up (10% discount day)
• check and water all veggies
• sparkle

Have a lovely day everyone, welcome to any new posters and hi to all the regulars xxx

Pippilongstocking

Goooooooooooooooooooooooooooood morning sophies mum (and all other lovely DFW's)

Today up and about early getting ready for the off to our lovely adventure - Summer holidays - wooooooooooooooooooooooo hooooooooooooooooooooo

Today
Take one dog to dogsitting heaven holiday on the island
Recycle nice wine some friends gave me to the nice folks looking after the dog
Bake some hobnobs for the journey
Book boat (otherwise WE SWIM)
Phoned some chums re cheap accomodation (ie free )
Organise the car
Sort the garden
Bribing some friends with a loan of garden tools in exchange for watering
Sort out a list for topping up my reserve food in the garage
Get petrol for mowers for brother ocming into mow when away
Sort list for Mrs Mop
Petrol on mainland
See if we can get a discount voucher ? for Edinburgh Zoo cos we are going on Saturday
Print off some vouchers
Sort an appointment with local person here to see about some extra lessons at work
Hockey cokkey - line dry
Go to beach and do a cartwheel
Sort out french student's maps etc to make sure she is OK
Put french students money in the bank
Sort out rent and check bank and see if paid
Book boat wiht discounts
Chase up OH for some lovely cash for boat trip as he said he would help.

Um not sure what else yet
PASSPORTS - eek find them

Waves to you all - I had my Biannual hair cut yesterday but made sure a student did the hair cut so it was cheaper

Pick some flowers from the garden for giving to my chum on the first leg of the journey

sophiesmum_2

Have a sparkly holiday fay, lol at cartwheels on the beach:j

Pippilongstocking

my cartwheeling is a bit rusty so need lots of practice

pixiechick99

Morning SM, Fay and everyone after ... argh just posted a reply and managed to delete it all...including my lovely smilies..:mad:

So, here's today's list:

• check banking
• daily scratch
• packed luches to work
• no car today, my fried drives us to school on Wed
• mince out of freezer for tonight's meatballs
• charge mobile at work if I remember
• washing done on Quickwash last night, will go on line soon
• NSD I hope;)
• Sparkle....

Have a lovely Wednesday....hlfway thro' the week - goodness I spend my weeks looking forward to the weekend:o

pixiechick99

Scratchcards....that £2 extra that went on yesterday's balance hs now disappeared!!!:eek: What a cheek!;)
Has anyone else found that?

toriajw

Hi all

Ive been reading these posts for a while now so decided instead of lurking i'm going to post and then maybe i'll get everything donw today!

• Join and play daily scratchy (10p won)
• 2 x Mystery Shops
• Put washing on line to dry
• Fill out job application forms (getting desperate for a job now)
• Go to travel agents to try and find VERY cheap deal for august
• List more things on ebay (got 15 on so far)
• Sort out things for carboot on Sunday
• Read more of the boards to get ideas to make money for holiday

Theres probably loads more I need to do that Ive missed off but that will do me for now!

Hope everyone has a greay day in the sun! :j

ilovetea

Morning all.
Don't usually post on here,but I lurk
My £2 has disappeared as well :mad:.
ilovetea x

lostonej

Morning everyone.....I've just decided I'm going to make this site my first port of call in a morning....really struggling with debts now :S

KTjazz

morning everyone!

Today I have/will

- check the bank
- organise more of the flat ready for the cheap decorating spree next week
- dream about the day when I will have a job I want to go to (dreaming is still free, right?)
- use my gym membership.

I'm not sure what else yet. I'm sure there will be more though.

I hope you are all well and happy.

KTjazz. x

Norton_Blade

millyscarlett wrote: »

Scratchcards....that £2 extra that went on yesterday's balance hs now disappeared!!!:eek: What a cheek!;)
Has anyone else found that?

Yeah... me I thought they might love me again after three solid weeks of 10p scratchies but no.

Haven't posted on here for a while so thought I should come back again Keep me being good.

Listy. Today I have/will:

• Checked bank... all as expected.
• Checked Quidco... promise myself that the small fortune of 94p I'm expecting from them isn't going to change my life in any way this month :rotfl:
• Charge everything up at work... I have a charger drawer and a four-plug extension all to myself.
• Storecupboard meals. Brought dinner into work and it's leftovers for tea.
• Keep an eye on the freebies board... particularly for cinema tickets and Boots testers. Did very well out of both last month.
• Scratchy... surprise surprise - 10p
• Check survey sites... ordered a Toluna voucher. Will do surveys as they come in.
• Put lottery on tonight for lottery diary Valued Opinions thing.
• Work... or at least try to in this toasty weather.

Have a good day everyone!