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Just got my first credit card
rictus123
Posts: 2,560 Forumite
in Credit cards
Looking to build up my credit rating and go self employed (builder) in 4 or 5 years. Just turned 18 yesterday, applied tonight and got £800 limit on RBS credit card at 26.9% apr.
This a good deal folks? I think so.
This a good deal folks? I think so.
Work in progress...Update coming July 2012.
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Comments
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It's alright, I'd pay it off every month for a while then apply for a 0% card.0
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yep, pretty good!'Sometimes you just need to keep your mouth shut':j0
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I was pretty impressed myself. My outgoings that i have already will be going on it then it getting paid off in full at the end of each month.Work in progress...Update coming July 2012.
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Congratulations ! Make sure to set up a DD to pay off the minimum so you dont get stung with charges.And they pay off the rest each month.0
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Well done! Do you bank with them?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Remember that RBS has a nasty way of offering a card and then refusing on there "secondary checks"Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100
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