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What happens at court?

Hi sorry but me again am going BR tomorrow and am feeling really nervous etc can anyone tell me what actully happens at the court tomorrow, how do you dress etc silly questions but just want this over
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Comments

  • dalip
    dalip Posts: 7,045 Forumite
    yes i know exactly where you are coming from. I went dressed in my smartest jeans,with flat shoes and a jacket. That said there was one girl there who looked liked she had just come from a disco:eek:.

    Basically you go in see the clerk who checks your SOA, takes your money and then says if the judge want to see you or not. If he/she does you go into a room with the person(jdge) sat behind a desk,no wigs,cloaks ect. He/she will then ask if you have taken advice,are you aware of the implications of bc,they may ask a couple more or they may not. They stamp your SOA and that as they say is that.

    You may hve a quick word with the OR via a phone,you may not.

    All courts operate a different system so i am generalising here.
    Check out a few "my day in court" threads to get more ideas. Good luck for tomorrow.Dx
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • markbass
    markbass Posts: 199 Forumite
    I posted something similar before i went BR last week and asked what the court appearance would be like, i never even saw a judge!.. he just signed and stamped it and it was ready for me to pick up from the court, last wednesday it was!..still haven't heard anything from the OR yet though...thats what i'm not looking forward to, good luck with it all though, you'll be fine.
  • merlin1
    merlin1 Posts: 715 Forumite
    hehe! how i panicked on the morning of my br!

    i went smart casual, was greeted by a stuffy ole bird lookin over her half moons at me, she checked all the paperwork and dissapeared out back. a while later she returned with papers stamped and signed and that was it, didnt see a judge, never met my or, although we spoke lots on the phone and he was lovely!

    dont panick, all will be fine i'm sure ;)
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    I turned up stark naked at my court on the day of my bankruptcy......oh no hang on....that was the dream the night before


    You'll be fine be yourself & the staff at court are really really freindly they'll know what your going through.....its not gonna be HALF as bad as your imagining it will be Honest....
    We all die. The goal isn't to live forever, the goal is to create something that will
  • merlin1
    merlin1 Posts: 715 Forumite
    i just read your location after reading your last post..... :eek:
  • Flowerpot_2
    Flowerpot_2 Posts: 690 Forumite
    chellshoc wrote: »
    Hi sorry but me again am going BR tomorrow and am feeling really nervous etc can anyone tell me what actully happens at the court tomorrow, how do you dress etc silly questions but just want this over
    Hi chellshoc :)
    It really will all be fine - the dreaded anticipation is the worst of it, honest ;) just wear whatever you feel most comfortable in (not jimjams!) & take a book/change for the vending machine/parking meter & tissues (just in case). I didn't see the judge or the OR on the day at all - it varies from Court to Court I guess & how busy they are.
    Good luck for tomorrow, let us know how you got on :)
    Fp x
    BR 2/6/2009 - AD 2/6/2010
    BSC member 273
    :A :D
    still not smoking :D :A
    :j
    'Dreams are necessary to life'

  • stintond
    stintond Posts: 178 Forumite
    The courts alright ,its the interview with the OR afterwrds , thats when the fun starts.:j
    Only joking youll be fine ,just answer the questions and nothing else.Dont volunteer info unless it is asked of you.
    Bankruptcy exists for your benefit to free you from debt.
  • chellshoc
    chellshoc Posts: 112 Forumite
    oh well nearly time to go will update you all when i get back
  • Tristesse
    Tristesse Posts: 190 Forumite
    Good luck :)
  • dalip
    dalip Posts: 7,045 Forumite
    All the best. 12 hours time it will all be over....hang on to that thought:D.Dx
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
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