We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Halifax and financial hardship

bayley84
bayley84 Posts: 41 Forumite
in Reclaim bank & credit card charges
Hi, ive already sent dpa letter off and received today, a letter back showing that i have been charged £1800 over the last 5 years..
Looking through what i have coming in and out, im overdrawn each month by £130, but this includes internet of £11 and gym of £20 (although i never go lol). is it worth while claiming this back through financial hardship, as i have two loans and a credit card and it seems lately nothing is paid on time :(? and i really am finding it hard to get by

Thanks guys.
Total Debt - 17th July 09 - £10,952.34:eek::eek:
Halifax £9431.51
Welcome £1,264.30
Vanquis £256.53

Comments

  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    bayley84 wrote: »
    Hi, ive already sent dpa letter off and received today, a letter back showing that i have been charged £1800 over the last 5 years..
    Looking through what i have coming in and out, im overdrawn each month by £130, but this includes internet of £11 and gym of £20 (although i never go lol). is it worth while claiming this back through financial hardship, as i have two loans and a credit card and it seems lately nothing is paid on time :(? and i really am finding it hard to get by

    Thanks guys.
    Was your account opened more than 5 years ago?
    Do you have priority debt arrears(mortgage/rent. council tax,utilities)?
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604.1K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture