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Remortgaging - free legals

yasmin2
yasmin2 Posts: 319 Forumite
in House buying, renting & selling
Hi,

I am just after some advice. about 4 wks ago I submitted an application form for a remortgage. one of the factors that swung it was the free conveyancing I was getting but what I am concerned about is that I have not heard from the solicitors yet, not even an intro letter.

I know this sounds a stupid question but is conveyancing the same as legla work.. I have not contacted the mortgage provider as just had the chat with a mate now and she is a bit surprsied that I haven't heard anything.

I can't belive I have been so thick :confused:

cheers for any help
Debt outstanding [STRIKE]£3491.[/STRIKE] £3303
NSD 10/15

Comments

  • david29dpo
    david29dpo Posts: 3,986 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    the free conveyancing with a lot of remortages in notoriously slow. with some they give you a certain amount and you are free to use your own solicitor. do this if possible.
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I have most remortgages completed in four weeks, so its worrying you haven't heard from the solicitors. did you send the application in direct to lender? has lender acknowledged your application? who is lender?
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • MortgageBroker_2
    MortgageBroker_2 Posts: 33 Forumite
    It would be unusual not to have heard anything after this time.

    Have you received your mortgage offer from the lender yet? With free legals some will not instruct until the offer is issued.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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