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Nationwide - repeat offers?
Any
Posts: 7,959 Forumite
in Credit cards
Hi everyone,
I have Nationwide c/card (0 balance for over a year - only used when going abroad), M&S c/card that I currently use for slow stoozing (0% runs out beginning of Sept) and MBNA that is for OH's balance transfer (0% runs out Sept).
Now, I will need a balance transfer for the MBNA so I will obviously have search on my credit file once I do that. I didn't want to apply for second card for 0% on purchases straight away to get second search on my file so I was wondering whether anyone ever got some offer on Nationwide credit card once they tried to cancel?
Thanks
I have Nationwide c/card (0 balance for over a year - only used when going abroad), M&S c/card that I currently use for slow stoozing (0% runs out beginning of Sept) and MBNA that is for OH's balance transfer (0% runs out Sept).
Now, I will need a balance transfer for the MBNA so I will obviously have search on my credit file once I do that. I didn't want to apply for second card for 0% on purchases straight away to get second search on my file so I was wondering whether anyone ever got some offer on Nationwide credit card once they tried to cancel?
Thanks
0
Comments
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Not heard of anyone get a repeat on a Nationwide card.
Better to apply for your new purchase card when there's only a search showing on your report - leave it till later there'll be a search and an amount of available credit."A child of five could understand this. Fetch me a child of five." - Groucho Marx0 -
I am definitely going to pay the 0% purchase card off first and wait couple of weeks before applying for any card.
I just didn't want to apply twice in short space of time.
Does MBNA still do repeat offers? Anyone got one recently?0 -
No decent MBNA repeats reported for a while. Disappointing they used to be stoozers best friend. You can still apply for another MBNA card and move the credit limit across."A child of five could understand this. Fetch me a child of five." - Groucho Marx0
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No decent MBNA repeats reported for a while. Disappointing they used to be stoozers best friend. You can still apply for another MBNA card and move the credit limit across.
Can you? I thought you would have to pick Super Balance transfer for that and I didn't think they still do that..0 -
Can you? I thought you would have to pick Super Balance transfer for that and I didn't think they still do that..
There's a 4% fee for a SBT now, but yup you can still move credit limits between cards to maximise the "95% of credit limit" you can SBT."A child of five could understand this. Fetch me a child of five." - Groucho Marx0 -
Thank you for that, that could prove very handy knowledge.
However Martin advises that once you have 1 MBNA family card they might give you lower limit on the second application.. :-((
And 4% is quite high..0 -
They will do. That's why you ask them to move the credit limit from card 1 to card 2 so you end up with a higher (usable) credit limit for a SBT."A child of five could understand this. Fetch me a child of five." - Groucho Marx0
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Very cleverrrr.... Will have a look into it.
Thanks0 -
Nah Nationwide don't do repeat offers.0
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