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Housing benifit help?
preable
Posts: 2,114 Forumite
Hi there
My landlord wants me to cash my HB cheque at the local cash convertors as he needs the money asap!
Is this ok to do, Or is it illigal?
My landlord wants me to cash my HB cheque at the local cash convertors as he needs the money asap!
Is this ok to do, Or is it illigal?
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Comments
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I have no idea whether or not it is legal, but why pay fees when he can have it in a few days through the normal channels?
Show him the cheque so he knows it is coming and then pay it onto your bank.0 -
Pay it through his bank, that way you will have a record of payment should any future dispute arise.Be happy, it's the greatest wealth
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The cheque is in my name and i can only put it in my bank and he said he needs the money asap.
He wants me to go to cash convertors tommrow when it comes?0 -
Are you behind with rent?
Would this mean him getting it early?
You will lose money by going through cash converters.
More information needed really.
It's not illegal for you to cash the cheque anywhere/anyhow you like and give him the money any way you want .... the question really is whether you're behind, whether you've been behind before, whether you'd technically be a candidate for being slung out if he didn't get the amount on time.
Personally I'd want to help him, but would plead poverty (losing the money by using cash converters) and make him wait unless he was prepared to take it less the fees ... but it all depends on whether you are behind or right up to date.0 -
Hi
Im 1 week behind. He knows about the fee`s and is not botherd. He said he needs the money urgent for house repairs as his house has flooded.0 -
You want to check who is covering the fees. All very well him saying he is not bothered - he doesn't need to be, it is you that is obliged to pay the rent in full.
If you pay less than the full amount, he can still demand the amount outstanding.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
My landlord said he will be covering the loss.
I think i may do it as it all seems ligit!0 -
Hi I have found a link hope it helps
http://www.cashconverters.co.uk/financial-services-from-cash-converters/3/cheque-cashingSealed Pot Number 018 🎄2009..£950.50 🎄2010..£256 🎄 2011..£526 🎄2012..£548.80 🎄2013...£758.88🎄2014...£510 🎄2015...£604.78 🎄2016...£704.50 🎄2017...£475 🎄2018...£1979.12 🎄2019...£408.88🎄2020...£1200.63...🎄2021…£588 🎄2022 £672… 🎄2023 £3,783.90 🎄2024…£3,882.57🎄20250 -
Im going to do it
I have the right documents ect.
Thanks alot
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