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'When is misselling mis-consuming?' blog discussion
in Martin's blogs & appearances & MoneySavingExpert in the news
17 replies 3K views
Former_MSE_Lawrence Former MSE
This is the discussion to link on the back of Martin's blog. Please read the blog first, as this discussion follows it.
Read Martin's 'When is misselling mis-consuming? Can you be missold every month for 10 years?' Blog.
Click reply to discuss below.
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He might have had a case during the first 6 months, or 1 year if I'm being nice. Definitely not after 9 YEARS!!!
How did he find this out now, anyway?
At least I remembered being sold mine, even though what he said to me was wrong for my situation.
As to the solution I don't know. I want to say that the friend should have noticed and so can't claim... but does that set a worrying precedent?
He needs to cancel it straight away, so at least he'll be better off each month from now on. Then I don't know. Ask the bank to show him the paperwork that says he agreed to it in the first place? And ask them to send a copy of the letter he would have received about the increase (along with a note from their internal records to say iwhen and where it was sent)?
If the monthly fee had the effect of making him overdrawn I think he'd have reason to be annoyed, but he's obviously not missed the money..
Retired August 2016
Paid off French mortgage September 2018
New kitchen fully installed June 2019
Not counting this! 2020
Garden fencing completed, woohoo 2021..........
October 2021: aiming for £5,000 new money for premium bonds or a car.