Theoretical divorce question- mortgage contributions

Bil2

Hi-

While my husband was still a student, I bought an apartment in which we both now have lived in for a year. Although he contributes to half of the monthly mortgage payments, I have additionally made several lump sum over-payments (amounting to about £20,000).

The mortgage is in my name alone and I pay for the associated life insurance and mortgage repayment protector costs.

My question is- if we were to divorce (theoretically speaking!), would my husband have any claims on the apartment? Now that he has started working, we both earn about the same amount per year and we don't have children.

Ta for any advice,

Bil2

jobbingmusician

I think you should get proper legal advice!

My OH lived with a previous partner and made regular mortgage contributions. The situation actually got very complicated (and in the end we walked away - at least for the time being - from any claim as his previous partner was lying through her teeth and we decided it would cost too much to fight her). One of the things our solicitor said was that he might be able to claim a part share of their house DESPITE her lies, as by living there for so many years he had effectively been prevented from buying his own property... :rolleyes:

It's obviously a complex area and if your relationship is feeling a bit rocky atm I think you should protect your part of your investment ASAP!

busby1_2

that is a very complex area but you might find this usful

Your Home on Relationship Breakdown

I hope this helps but would suggest you see a solicitor