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CCA confusion need help
onegoodlad
Posts: 1 Newbie
in Credit cards
I recently wrote off cca letters to cabot for a copy of my credit agreement.
What they have sent me back is a photocopy of my application form from 1999, is this the credit agreement as below it has the data protection act box on it with credit agreement regulated by the consumber credit act 1974 which has my signature on it
They have also sent me a copy of the credit card statements and a copy of the credit agreement regulated by the consumer credit act 1974 between me and the bank of scotland which is about 6 pages in length and at the end it says sign if you wish to cancel, but this has my current address on it at the start where it says PARTIES, when the application has my old address from 1999.
Which is the credit agreement? is the application form also a credit agreement or are cabot trying to confuse me as the debt will be six years old in april next year, and should i still send of the cca letter for 30+2 days.
Thankyou
What they have sent me back is a photocopy of my application form from 1999, is this the credit agreement as below it has the data protection act box on it with credit agreement regulated by the consumber credit act 1974 which has my signature on it
They have also sent me a copy of the credit card statements and a copy of the credit agreement regulated by the consumer credit act 1974 between me and the bank of scotland which is about 6 pages in length and at the end it says sign if you wish to cancel, but this has my current address on it at the start where it says PARTIES, when the application has my old address from 1999.
Which is the credit agreement? is the application form also a credit agreement or are cabot trying to confuse me as the debt will be six years old in april next year, and should i still send of the cca letter for 30+2 days.
Thankyou
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