Dro soa

debrag

INCOME
Wage = 0
Housing Benefit = 910 (averaged over year)
JSA = 278 (averaged over year)
TOTAL = 1188

OUTGOINGS
Rent = 845
Gas = 20
Electric = 20
Council Tax = 6 (only 3 months, benefit covers most of it)
Food = 150
TV = 12
Mobile = 20
Landline = 30
Hair = 10
Holiday = 30

TOTAL = 1143

Does anything need changing? I have £45 leftover. When I get a job I will up &/or add things to it.

Godiva500

If I were you I would use this calculator, as it is the basis for all intermediarys, and its easier for us to check. It also makes sure that you haven't forgotten anything, which is very easy to do xx

http://www.makesenseofcards.com/soacalc.html

debrag

Statement of Affairs and Personal Balance Sheet
Monthly Income Details
Monthly income after tax................ 0
Partners monthly income after tax....... 0
Benefits................................ 1188
Other income............................ 0
Total monthly income.................... 1188
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 845
Management charge (leasehold property).. 0
Council tax............................. 6
Electricity............................. 20
Gas..................................... 20
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 30
Mobile phone............................ 20
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 150
Clothing................................ 10
Petrol/diesel........................... 0
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 10
Entertainment........................... 0
Holiday................................. 30
Emergency fund.......................... 0
Total monthly expenses.................. 1153

Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0

Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using IE browser.

Godiva500

How much do you owe? Do you need contents insurance - what happens if your TV or a piece of furniture breaks, how would you be able to afford to replace it?Do you get free prescriptions? What about dentist? Don't you have any travelling expenses, ever? Council tax seems very low... Do you buy sundries like newspapers etc? You shouldn't trim it down that you have no life - put in some of the things that you need.

You need to get it right first time and be honest about what you spend, so that when you get a job you might still be covered by the DRO.

When I did mine, I ended up being about minus £50 per month......

Hope this helps

debrag

my council tax is covered by benefit and I on'y pay £19 ish a year over 3 months.
I don't have any insurance and I suppose travel could be £20 a month, don't have precriptions and they would be free on benefits anyway.

Godiva500

Bump - Can anyone else offer advice here?

Tristesse

Clothing looks a bit low, maybe £20 - £25? You can get accidental cover insurance for as little as £5 per month.

Other than that it looks fine to me

Worriedandpreg

debrag wrote: »

Statement of Affairs and Personal Balance Sheet
Monthly Income Details
Monthly income after tax................ 0
Partners monthly income after tax....... 0
Benefits................................ 1188
Other income............................ 0
Total monthly income.................... 1188
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 845
Management charge (leasehold property).. 0
Council tax............................. 6
Electricity............................. 20
Gas..................................... 20
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 30
Mobile phone............................ 20
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 150
Clothing................................ 10
Petrol/diesel........................... 0
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 10
Entertainment........................... 0
Holiday................................. 30
Emergency fund.......................... 0
Total monthly expenses.................. 1153

Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0

Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using IE browser.

Just hoping u can help me? Can we put it as above on the online BR forms?

Thanks