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electoral roll
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Even if you moved, most mortgage applications want the last 5/7/10 yrs worth of addresses. If you moved into a flat, registered and then applied, they will still want to go back and check the electoral roll history.0
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The problem here is that the MIL is not EXEMPT from Council Tax (exemptions are for example if she is a student/diplomat etc etc) .... moreover she is in receipt of Council Tax BENEFIT (possibly even Housing Benefit) which she would not be entitled to (or a reduced amount of) if you declare you live there
Yes her Council Tax will increase if you declare you are there but I work in Council Tax and i get anonymous letters daily from neighbours, 'friends', even relatives.
Also, Charlotte 664, it doesn't necessarily mean if you do not have a checkble 5-10yrs of addresses you will fail a mortgage applic. I went travelling for 2 years and was removed with no problems whatsoever0 -
Many thanks for all your answers, I have a lot to think about now.
We will do what is right.0
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