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electoral roll

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magali
magali Posts: 136 Forumite
My boyfriend and I are not register on the electoral roll, we would like to but if we use the adresse of his mother she will have to pay the council tax (she is retired and doesn't have to pay it).
We do live at this adresse temporary the time to buy our flat.
What would be the best?
Give this adresse and get register or move in a renting flat ,get register and move in the flat we want to buy? :confused:
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Comments

  • waterbaby
    waterbaby Posts: 500 Forumite
    Part of the Furniture Combo Breaker
    If you are living there, the council tax is due (from any of you, as long as its paid), whether you are on the electoral roll or not. His mum can get into trouble over this - don't put her in that position.
  • ReportInvestor
    ReportInvestor Posts: 3,646 Forumite
    If you, boyfriend & your bf's mother are avoiding taxes, it's an excellent reason for you to be deprived of a vote.

    Council Tax for others is soaring - Don't make it worse - illegally :mad: .

    But by far the best legal MSE suggestion is to stay with your mum, register and help her pay the legal amount of Council Tax.

    It won't be that much, and far less than rent :).
  • magali
    magali Posts: 136 Forumite
    Unfortunately it is not that easy...
    His mum does not want us to register for the coucil tax because she had a lot of trouble with the council in the past, they made errors in the calculations for rent and council tax and she was threatened with eviction, now she doen't want to risk having trouble by contacting them...
    I know it sound stupid but we have to do as she say for now.
    We would pay rent and council tax if she would agree!
  • headcovers
    headcovers Posts: 705 Forumite
    Can I just clarify why she doesn't have to pay council tax? You say it's because she is retired, but this is not necessarily an exemption from council tax. My mother-in-law is retired and aged over 70, but she still pays council tax.

    If your BF's mother is on pension credit, then she may be exempt, but not just because she is retired.
  • tee_pee_2
    tee_pee_2 Posts: 1,674 Forumite
    i don't mean to sound rude about your bf's mum, but she is frauding. I work for housing ( don't worry I am not going to try and find out anything) but I want you to know you will be SHOCKED at how many friends and neighbours report their friends for CT evasion. Friendships can be fickle when someone else is having to pay more money.

    Also why has she been in trouble in the past? It takes a long time to evict someone and many stages have to be gone through, and a lot of letters/visits have to be ignored before action is taken.

    You need to speak to her and make her understand it is not coming out of her pocket the extra expense and promise you will not let it get in a mess and miss payments. You really are in a sticky whicket esp if you are applying for other things and using this address. Computers talk to one another. i really don't mean to frighten you but it could be a matter of time. :confused:
  • steve_cov
    steve_cov Posts: 287 Forumite
    Sorry, I have to join the chorus of disapproval: all three of you are breaking the law by failing to declare your residence at this address.

    Your partner's mother may well have experienced problems in the past, but if she is in receipt of certain benefits, she will not be required to pay - as you state. In any case, the law doesn't care what previous problems she has had: your legal duty is to pay up!

    If you are liable for council tax - although, if you receive certain benefits, you will also be exempt - it is your responsibility to notify the council tax office of the date you moved in (and that when you move out).

    The maximum fine for council tax evasion is £1,000, in addition to the tax owed.
    Mortgage at outset (May 2004): £80,000
    Mortgage now (October 2007): £58,000
    Original mortgage-free date: May 2024
    Expected mortgage-free date: December 2014
    Projected interest saving: £21,100
  • tee_pee_2
    tee_pee_2 Posts: 1,674 Forumite
    magali
    R U willing to pay the CT? Is it you mil that won't let you report you and bf are living there?
  • headcovers
    headcovers Posts: 705 Forumite
    I think you will find that the OP is not trying to pay CT out of some sense of obligation, but due to the fact that they are trying to take out a mortgage (check their most recent posts) and this is unlikely to go through if they are not on the electoral role.

    You reap what you sow I'm afraid!
  • tee_pee_2
    tee_pee_2 Posts: 1,674 Forumite
    headcovers wrote:
    I think you will find that the OP is not trying to pay CT out of some sense of obligation, but due to the fact that they are trying to take out a mortgage (check their most recent posts) and this is unlikely to go through if they are not on the electoral role.

    You reap what you sow I'm afraid!
    Ah would help if I read things properly.
  • tee_pee_2
    tee_pee_2 Posts: 1,674 Forumite
    if you intend to stay at MIL for the near future register pay the CT and save for flat. Even paying CT would be cheaper than renting a flat I would have thought, but you need to do it ASAP.
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