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Advice re A&L Credit Card please?
sashanut
Posts: 3,252 Forumite
in Credit cards
DH has an A&L card (zero balance) with a credit limit of £9700 it was earmarked to BT my LLoyds CC to. He'd received a BT offer+ CC cheques from A&L in the post, but when he phoned up to do the BT, they refused to BT ANYTHING AT ALL with no explanation given - altho he was told he could 'write in & ask' if he wanted to know why. Well, at that point I ripped up the offer & put it through the shredder........as it was no use..:eek:
Today through the post he received another offer from A&L, including some CC cheques with a BT of 0.9% p/a until Dec 09
My inclination is not to phone up & ask to transfer this time, but just to write a cc cheque to LLoyds & assume the BT offer has been sent in good faith - or that the left hand doesn't know what the right hand is doing at A&L :rotfl::rotfl:What do you think? Is it worth a punt??? It would make a massive difference as LLoyds is 24.95%:eek::eek::eek:
I posted this on the PAD board & someone kindly told me that it's perhaps because A&L's marketing dept take ages to get up-to-date?? What would be the implications if I did a CC BT & then the cheque to Lloyds wasn't honoured...would we get penalised by Lloyds? The letter is dated June 09 & is 'valid til Oct 09'. TIA if you can help
Today through the post he received another offer from A&L, including some CC cheques with a BT of 0.9% p/a until Dec 09
My inclination is not to phone up & ask to transfer this time, but just to write a cc cheque to LLoyds & assume the BT offer has been sent in good faith - or that the left hand doesn't know what the right hand is doing at A&L :rotfl::rotfl:What do you think? Is it worth a punt??? It would make a massive difference as LLoyds is 24.95%:eek::eek::eek:I posted this on the PAD board & someone kindly told me that it's perhaps because A&L's marketing dept take ages to get up-to-date?? What would be the implications if I did a CC BT & then the cheque to Lloyds wasn't honoured...would we get penalised by Lloyds? The letter is dated June 09 & is 'valid til Oct 09'. TIA if you can help
New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
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A&L's card is run by MBNA. Do your business with their customer loyalty/retentions department on 0800 783 1116 (during office hours).0
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