We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
House buying- HIPS and optional searches
chardhouse
Posts: 28 Forumite
Hi,
I am dipping my toes back into the market after a house sale fell through 2 years ago just before the market disappeared out of view!
My question is this- do I need any of the searches my conveyancer is offering (drainage, environmental and planning) or should some of them be covered in the HIPS.
It hadn't occurred to me to ask the EA for a copy until right now.
Any advice welcome
I am dipping my toes back into the market after a house sale fell through 2 years ago just before the market disappeared out of view!
My question is this- do I need any of the searches my conveyancer is offering (drainage, environmental and planning) or should some of them be covered in the HIPS.
It hadn't occurred to me to ask the EA for a copy until right now.
Any advice welcome
0
Comments
-
Hi
All the searches you have mentioned will be in the HIP. Your convenyancer may wish to include additional searches (if not already included, but some will have them) such as chancel, mining etc.
If the property was placed onto the market pre 2007, there may not be a HIP in place (although there should be an energy assessment).0 -
If the property has been on the market a while (highly likely) the searches will have to be redone.Pawpurrs x
0 -
Also dont get through your estate agents its often alot cheaper through your local solicitor0
-
If the property has been on the market a while (highly likely) the searches will have to be redone.
Not by you however. You have complied with the HIP regulations - there is no requirement for you to refresh the searches.
The searches may not be accepted by your buyer's lender/conveyancer if older than 6 months. It is then up to them to pay for new ones.0 -
Not by you however. You have complied with the HIP regulations - there is no requirement for you to refresh the searches.
The searches may not be accepted by your buyer's lender/conveyancer if older than 6 months. It is then up to them to pay for new ones.
I am the buyer.
The searches are all in the HIP but they were done in October of last year.
I can't see a reason to do the drainage or environmental searches again unless there is a legal obligation to do so.0 -
Your solicitor will cover his back and legal obligations on the house you buy. He will need new Council searches but may be not drainage & water. He may want other searches depending on area.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards