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Job Seekers Allowance Refused due to small pension

My husband is to be made redundant at the end of July when the company closes. Some of his collegues have already been paid off and are telling those remaining that they have been refused JSA.
Theses employees are over 50 and were offered early retirement packages which they have taken. Job seekers have told them that even although they have paid the required NI to qualify for Contribution based JSA they are not to get any as they will have a pension income, they have however still to report every two weeks and give evidence of trying to find jobs!!
My husband (52) is in the same position and we are now considering whether to take the pension now as a result.
Can anyone tell me if this is correct that he would not be entitled to CB JSA. Many thanks

Comments

  • ceridwen
    ceridwen Posts: 11,547 Forumite
    10,000 Posts Combo Breaker
    Hope you get a suitable answer on this. I just know the "capital" position - which is that the first 6 months of benefit is non means-tested. Couldnt say re whether the "pension" would count as income during the first 6 months - hopefully someone will come along that can clarify on that point...

    I have the nasty feeling that even pension income would probably count as "income" during that time - but we'll wait for someone more knowledgeable to come along. I suspect that this may well be one of the cuts that has been made recently - ie that the benefit used to be payable for that first 6 months, regardless of "pension" income...but now no longer is....due to a cut....

    We'll wait for someone more knowledgeable to come along to check for sure...
  • LindsayO
    LindsayO Posts: 398 Forumite
    can your OH defer hid pension? would this help?
    LindsayO
    Goal: mortgage free asap
    15/10/2007: Mortgage: £110k Term: 17 years
    18/08/2008: Mortgage: £107k Mortgage - Offset savings: £105k
    02/01/2009: Mortgage: £105k Mortgage - Offset savings: £99k

  • sammyjammy
    sammyjammy Posts: 7,976 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 27 June 2009 at 2:52PM
    You need to remember that Contribution based JSA is only paid for a max of six months, you need to consider the long term situation in deciding whether or not to take the pension not the short term.

    Sam
    "You've been reading SOS when it's just your clock reading 5:05 "
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    jalilley wrote: »
    My husband is to be made redundant at the end of July when the company closes. Some of his collegues have already been paid off and are telling those remaining that they have been refused JSA.
    Theses employees are over 50 and were offered early retirement packages which they have taken. Job seekers have told them that even although they have paid the required NI to qualify for Contribution based JSA they are not to get any as they will have a pension income, they have however still to report every two weeks and give evidence of trying to find jobs!!
    My husband (52) is in the same position and we are now considering whether to take the pension now as a result.
    Can anyone tell me if this is correct that he would not be entitled to CB JSA. Many thanks

    why?

    if all they are getting is the NI credits for the OAP then they might not need to bother if they have enough allready.

    Anyone know of another reason?
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