Online payment from (imminently closed) LTSB account to HSBC - slow, not lost, right?

greenmantle

Okay, I'm probably wigging out about nothing here.

I had a LTSB account (old TSB 'remote' account) which was in the process of being closed this week - I sent off a signed form from their postal 'closure packet' at the beginning of the week.

A company I did some freelance work for paid their fee into this account. The payment was weeks and weeks late, so I'd actually forgotten it was going into this one rather than my regular account. I think I was trying to keep the finances for saving separate at the time. Anyway. :rolleyes:

I was checking the LTSB account online to see if it had closed. Tuesday afternoon I spot the money has gone in there. Oops! Worrying the account would disappear any second, I put through an instruction online to transfer the money to HSBC. Completes, registers 0.00 balance, and tells me the money should transfer by 24th June (24 hours).

But I shouldn't believe that date, right? Because I haven't been using LTSB, I hadn't noticed that they'd stopped (does anyone know why yet?) faster payments online last year.

Anyway, it's now the 25th. On the 24th, my LTSB account really did close, and I could no longer get access to the transaction history online (neither could the call centre guy - that remote service has always been a bit shakey). Money still not in HSBC.

Does anyone know whether the closure of the LTSB account immediately after the transaction would have messed anything up? Would I be right in thinking this money is just floating in BACS aether?

Next step is to march into a random LTSB branch and ask the lovely people for their help in tracing the transaction, but I thought I'd get some sensible advice or ideas here first... :rolleyes:

Thanks all.

Careful_ly

I would think that the message said it would transfer out on the 24th, it will then take till 26th to arrive with HSBC, Lloyds have stopped sending FP so will have gone by bacs.
I am sure it will be there when you check tomorrow

greenmantle

Yep. It turned up. *wipes brow with relief*

Been waiting so long for that cash, became paranoid I'd never get it!

thanks.